717 YC Fintech Startups

717 Y Combinator companies carry the Fintech tag in YC's own directory, across every batch since 2005. Each row shows what the company does, its batch, HQ and status, and links to its YC application reconstructed in the real form, so a founder building a Fintech startup can read how accepted companies answered the same questions.

Companies
717
Top industries
Fintech, B2B and Real Estate and Construction
Top locations
San Francisco, New York and Bengaluru
YC top companies
16
717 reconstructed applications

Read the YC application of all 717 companies

  • Every company's YC application, reconstructed in the real form
  • Filter every batch by industry, country and team size
  • Then find the investors who fund startups like yours

The first 100 companies, top companies first

3
Deel
DeelTopThe all-in-one HR and payroll platform for global teams
Winter 2019San Francisco, CAActive
4
Fivestars
FivestarsTopCustomer loyalty and payments platform for small businesses.
Winter 2011San Francisco, CAAcquired
5
FutureAdvisor
FutureAdvisorTopThe online financial management service for everyone.
Summer 2010San Francisco, CAAcquired
6
Newfront
NewfrontTopModern insurance brokerage.
Winter 2018San Francisco, CAAcquired
8
Paystack
PaystackTopModern payments infrastructure for Africa
Winter 2016Lagos, LA, NigeriaAcquired
9
Podium
PodiumTopGet more leads. Make more money.
Winter 2016Lehi, UTActive
10
Rappi
RappiTopOn-demand delivery and financial services for Latin America.
Winter 2016Bogotá, Bogota, ColombiaActive

That is 10 of 717.

Every company below has its YC application reconstructed in YC Insights. Create a free account to read them all.

Read all 717 applications
12
Sendwave
SendwaveTopInstant, no fee international remittances.
Winter 2012Boston, MAAcquired
14
Truebill
TruebillTopLive your best financial life
Winter 2016Silver Spring, MDAcquired
15
Wave
WaveTopMobile money app for Africa
Winter 2012Dakar, Dakar Region, SenegalActive
16
WePay
WePayTopPayments for platform businesses.
Summer 2009Redwood City, CAAcquired
17
Abacus
AbacusMaking expense reports obsolete
Winter 2014New York, NYAcquired
21
Aella
AellaDiversified credit infrastructure powering payments across Africa.
Winter 2017Lagos, LA, NigeriaActive
24
Agentcard
Agentcardcards for AI agents
Summer 2026San Francisco, CAActive
25
AgentCollect
AgentCollectB2B debt collection powered by AI agents
Summer 2023San Francisco, CAActive
26
Ahazou
AhazouPodium for local businesses in Latam
Summer 2021São Paulo, SP, BrazilActive
27
AiPrise
AiPriseAI-powered Global Compliance Platform
Summer 2022Santa Clara, CAActive
29
Ajaib
AjaibConsumer fintech for Indonesia
Summer 2018Jakarta, Jakarta, IndonesiaActive
30
Akudo
AkudoIndia's first learning-focused neobank for teenagers
Summer 2021Bengaluru, KA, IndiaInactive
31
Alaan
AlaanModern finance platform for the Middle East
Winter 2023Dubai, Dubai, United Arab EmiratesActive
32
Aldara
AldaraHOA manager with automated operations
Summer 2022Barcelona, CT, SpainActive
33
AlgoTest
AlgoTestEcosystem for options trading in India
Summer 2022Delhi, DL, IndiaActive
34
Alguna
AlgunaAI-Native CPQ & Billing for Modern Pricing Models
Summer 2023London, United KingdomActive
35
Alinea
AlineaAutomated investing for the next generation 💸
Winter 2021New York, NYActive
36
Allowance
AllowanceScoped payment credentials for AI agents
Spring 2026San Francisco, CAActive
38
Alpaca
AlpacaAPI-first stock and crypto brokerage platform
Winter 2019San Mateo, CAActive
39
AlphaFlow
AlphaFlowAlphaFlow is a technology-driven investment manager.
Winter 2016San Francisco, CAInactive
40
Alterya
AlteryaProtecting Humans from Scams
Summer 2022Tel Aviv-Yafo, Tel Aviv District, IsraelAcquired
41
Altro
AltroBuild Credit With Your Subscriptions
Summer 2020Los Angeles, CAAcquired
42
Alude
AludeWe offer free software that automates bureaucracy for real-estate…
Winter 2020São Paulo, SP, BrazilActive
43
Amal Invest
Amal InvestInvesting app for Muslims
Winter 2022Manama, Capital Governorate, BahrainActive
44
Amenli
AmenliOffers insurance to customers in a convenient & transparent way
Summer 2021Cairo, Cairo Governorate, EgyptActive
45
amiloz
amilozMicro-lender in Mexico
Winter 2022Mexico City, CDMX, MexicoActive
46
Anchor
AnchorEmbedded finance platform for African businesses
Summer 2022Lagos, LA, NigeriaActive
47
Anfin
AnfinA multi-asset trading platform dedicated to retail investors
Winter 2022Ho Chi Minh City, Ho Chi Minh City, VietnamActive
48
Apartio
ApartioApartio offers Short Term Rentals for Business Travelers in Brazil
Winter 2020São Paulo, SP, BrazilInactive
49
Apollo
ApolloPayments & Loyalty Infrastructure
Winter 2022Bengaluru, KA, IndiaActive
50
Apollo
ApolloThe card that rewards you with stock
Summer 2021San Francisco, CAInactive
52
Apurata
ApurataPoint of sale financing for Latin America's middle class.
Summer 2019Lima, Callao Region, PeruActive
54
Arbital
ArbitalThe social trading app for stocks, memes, and perps
Summer 2026Singapore, SingaporeActive
55
Arc
ArcBanking & Funding for Startups
Winter 2022San Francisco, CAActive
57
Argovox
ArgovoxVoice AI agents for patient billing and collections
Summer 2022San Francisco, CAInactive
58
Arpari
ArpariMultibank treasury management
Winter 2022New York, NYActive
59
ARQ
ARQThe global financial platform for affluent consumers in the Americas.
Summer 2021London, United KingdomActive
60
Arrow
ArrowModern Checkout Platform for D2C brands in Southeast Asia
Summer 2021Singapore, SingaporeActive
61
Arva AI
Arva AIAI Agents to scale AML, KYB and KYC operations
Summer 2024London, United KingdomActive
62
Aspire
AspireAll-in-one Finance OS for businesses
Winter 2018Singapore, SingaporeActive
63
Aspora
AsporaSingle account to manage money across the world
Winter 2022London, England, United KingdomActive
64
Assembly HOA
Assembly HOAAI-native HOA Management Company
Summer 2024San Francisco, CAActive
65
Astor
AstorAI advisor for retail investors
Summer 2025San Francisco, CAActive
66
Atlas
AtlasModern spend management & concierge.
Winter 2019San Francisco, CAActive
67
AtoB
AtoBModernizing global transportation payments.
Summer 2020San Francisco, CAActive
69
Atrato
AtratoEnabling consumers split the cost of purchases without a credit card
Winter 2021Mexico City, CDMX, MexicoActive
70
Audun
AudunAI-native debt collection company
Summer 2026Oslo, Oslo, NorwayActive
72
Avocado
AvocadoAI-Native Restaurant POS
Winter 2021San Francisco, CAActive
74
Axle
AxleAI-native clearinghouse for insurance
Summer 2022New York, NYActive
76
Backdrop
BackdropHire your first AI Product team.
Winter 2023Seattle, WAActive
79
Baraka
BarakaGrow Your Wealth With Baraka
Summer 2021Dubai, United Arab EmiratesActive
81
Belvo
BelvoOpen Finance API platform for Latam.
Winter 2020São Paulo, SP, BrazilActive
82
Benchmark
BenchmarkDecision infrastructure for investment firms
Winter 2023New York, NYActive
83
Benepass
BenepassFintech for corporate compensation
Winter 2020New York, NYActive
84
Better Opinions
Better OpinionsPrediction market of India
Winter 2022Bengaluru, IndiaActive
85
BharatX
BharatXEnable Buy-Now-Pay-Later in a White-Labelled Manner
Winter 2022Bengaluru, KA, IndiaAcquired
86
Bimaplan
BimaplanAffordable insurance for the next billion Indians
Winter 2021Bengaluru, KA, IndiaActive
87
Bitaccess
BitaccessWe make bitcoin simple.
Summer 2014Ottawa, ON, CanadaAcquired
88
Bits
BitsBits is a credit card designed to help people build credit
Summer 2020London, England, United KingdomActive
89
Blair
BlairFinancing education through Income Share Agreements
Summer 2019San Francisco, CAInactive
90
Blaze
BlazeGlobal Venmo for cross border payments
Summer 2024Mexico City, CDMX, MexicoActive
91
Blee
BleeSmart, fast, and collaborative compliance reviews
Summer 2022New York, NYActive
92
BlindPay
BlindPayStablecoin API for global payments
Winter 2025San Francisco, CAActive
94
Bloom
BloomInvesting app that teaches you how to invest
Winter 2021San Francisco, CAActive
96
Bluebook
BluebookAI for accounting
Winter 2025San Francisco, CAActive
97
Bluedot
BluedotBluedot is a single payment platform for EV drivers and fleets.
Winter 2023San Francisco, CAActive
99
Botin
BotinInvestment super app for Latin America
Winter 2022San José, San José Province, Costa RicaInactive
100
Boya
BoyaCorporate Expense cards and Spend management for businesses in Africa
Winter 2022Nairobi, Nairobi County, KenyaActive

The other 617 companies

Every remaining company in this list, A to Z. Each link opens the company's public page.

BreeBreezefulBretton AIBridgecardBrightBroadBueno FinanceBuildStreamBujetiBukuWarungBulk MRO Industrial SupplyBuxferBuy Me a CoffeeBuyPowerbxblueCampfireCapi MoneyCapixCapWayCardamonCarddaCareeristCaribouCascaCashboardCashBookCastiaCatchCedalioCentralChargehoundChariChariotCharityvestChartCheckarsCheddarCheqUPICherryChestnutChipaxCircularCityfurnishClarumClauClevaClickPeCobaCobblestoneCoinruleCoinTrackerComplifCompoundCompra RápidaConcord MaterialsConcourseConfidoConsulConta SimplesControlHubCorgi InsuranceCorisCouplCoverage CatCovieCowrywiseCradleCredPalCreizerCrowdForceCuantoCumbucaDatagladeDayraDebteyeDecentroDefiniteDelegasidelt.aiDentaDharma LabsdiliDiligentDimOrderDjamodoolaDots 💸DoubleDrahim 💰Drip CapitalDriposDrivingforceEasyplanEazipay Inc.ECSAEden CareEkhoElayneElevate (formerly Bloom)Eloquent AIElphinstone, Inc.EmburseEmigreEncuadradoEnvelopeeradErudiFiEthosXEvry HealthExpress BuildingFamPayFazeshiftFAZZFelloFemale InvestFinancial DatasetsFinantierFinaryFinary.comfinbarFinchFinFlxFinkuFinleyFinmarkFinnixFINNY AIFinosuFinteliteFintoFintocFintualFlagrightFlair LabsFlexFlintoFloatFloatpays IncFlorinFlowboFlowgladFlutterwaveFluxFlyCodeFondFondeadoraFondoForageForge RewardsFormanceFormula InsightForwardFractionalFreeport MarketsFrontPageFrubana IncFuellFundersClubFuseFuseFynnGamerPayGas PosGaussGerald Technologies, IncGigsGimBooksGIMOGiveCampusGlassjarGlobeGoBuild (fka Brick)GoCardlessgoDutchGoJomGoodcovergoodfinGoodlyGotradeGradeGrainGravyGreenboardGreyGroMoGullak MoneyGuruHotelhaddockHaikuHandlHapiHarmoneyHarperHavenHedgeHedgehogHellobillHentHeron DataHeruHitPayHive HealthHomebaseHoneydueHublaHUBUCHudson Labs (formerly Bedrock AI)Human InterestHumihypcloudHypeHypercoreHyperseedHyperTraderinaiinBuildIncreaseInfinaInfinityInscribeInstaKinInterPrimeInvofoxInvopopIvellaJeevesJenfiJerryJoeJoinSubJustPaidJutsooKandaKapital BankKarat FinancialKarbon CardKarooKarsaKashKashinKeeperKelAIKhatabookKickpayKinsideKitaKlaimeeKobalt LabsKodoKonta.comKoshKoshexKoyweKrabKrediLagoLaminateLandedLandeedLast Accounting CompanyLedger InvestingLegalistLemFiLencoLendEDULendsnapLendtableLendUpLenkLetterLevelLevoLevroLezzooLittioLively, Inc.LoftyLogicaLong Term Stock ExchangeLook After My BillsLotusLotusPayLuableLucibleMahaana WealthmarketfeedMarketForceMarooMedicare Vox (fka Fair Square)MedPiper Technologies, IncMemberstackMendelMercoaMeru.comMeshMetalMethod FinancialMiddeskMidenMiggosMilioMineMinimumMochatradeMod AIModern TreasuryModernbancMomentoMonecoMonetMonoMonoMontoMoretaMountMozperMudrexMultisMunifyMythiaNabisNaborlyNALANano TechnologiesNashNeemaNew StoryNextPayNexuNexusNoblenoHQNombaNomodNotabeneNovaNova CreditNovelNovigNowHousensaveNumeralNumeroNumidaOctiFiOddpoolOffDealOkCreditOneChronosOneFinOneTextOntopOnyx PrivateOrcaOWNYOxygenPaasaPacificPagaloopPaidPanaPantore Paypap!PaperplaneParibusParkerParrot Software 🦜PartnaPathPavePay SwifterPayablePayCaddyPayCrunchPayflowPayflowPayfuraPayhippoPayMongoPayTangoPAYZEPeakfloPeebaPeg (formerly Paymobil)PennantPennyPestoPideakyPierPigeonPINAPivo Technology IncPlanePlate IQPlerkPluggyPlumterPlutoPluto.marketsPluttoPointhoundPolarPortão 3PrelimPrimeVaultPRINCEPSProcIndexProcotoProdigalPromiseProperPropReturnsProSightsProspaPry FinancialsPump.coPurpose FinanceQ2QQFEXQuotaBookR2RailbirdRallyRally TaxRaloRank (formerly Moni)RapidfolioReadyReady For ZeroRebillRedCarpetUpRemedial HealthRentFlowRepoolRevenirREVERRioRiskCubeRocketripROERoutableRoveRulesetRunaRutterRuvoRyseSableSafeButlerSafely FinanceSafepaySafetyKitSaidaSalaryBookSalientSALTSamos InsuranceSandbox BankingSantéSaturnSaveINSavvySecond MeasureSeedSeisSelfinSericaSFOXShekel MobilityShieldedShift HealthShorSiftSigloSimetrikSivoSkioSlashSlidePaySlopeSmartPathSNABSnapTradeSoloSoonSoriaSoterisSpaceFlow Technologies, Inc.SpadeSpenmoSpennySpring in AfricaSproutfiStairs FinancialStandard TreasurySTARK BANKStiltStoaStock UnlockStreakStreamStrive SchoolStructSubscriptionFlowSunlightSunsetSupliasSuretyNowSwadeshSway FinanceSwiftSkuSwipeSwipe TechnologiesTabTAGTAITaktileTank PaymentsTaxGPTTaxProperTejas AITendoTesorioThe New Money CompanyTheoremTheraTheyaThndrThreadThymeTienda CryptoTilt (f.k.a. Delphia)TintTitanToken TransitTokuTolaTop RoadTopkeyTouch and Pay Technologies LimitedTovenAItpagaTradeFlowTranchTranqui FinanzasTransfezTraydTreasury PrimeTrébolTremendousTributiTrigotriiTriplyTRM LabsTrue LinkTrueBizTrueNorthTruewindTrussTupeloTwo DotsTydoUdhaar AppUnicornlyUnion54Uno WalletUpBanxUpEquityUpflowUpgradedUpsolveValariValCtrlValientaValiuVantedgeAIVaultPayVecindarioVelthaVenue.inkVerataVerdeVeriffVeritusVersaVertoVestVillage LabsVolopayVouchWagetapWallbitWazaWealorWefunderWeltioWeRenoWhizWibondWingbackWorkpayWorldCoverXenditXfersyBANQyearendYenmoZ1ZaamZageZavoZealZibra LabsZidishaZiinaZippi

Applying to YC? Study these applications first.

YC Insights holds the reconstructed application of every company on this page, filterable by batch, industry and country, next to 60,000+ investors who fund startups like yours.

Open YC Insights

About this list

This list is part of Round Funded, an investor database and outreach platform for founders. It covers 60,000+ active VCs, angels, family offices and accelerators with verified contacts, lets you send pitches from your own Gmail, and includes a free Data Room for your raise. How this data is built.

Frequently Asked Questions

How many Y Combinator companies are in tagged Fintech?

This directory lists 717 YC companies in tagged Fintech, out of 6,207 across every batch since 2005. The count updates when the directory is refreshed, and every one of them is on this page with a link to its public profile.

Are the YC applications on these pages real?

No. YC keeps submitted applications private. Every application linked from this list is a reconstruction: the real YC form questions, answered from the company's public data. The Company section is free on each page; the rest opens in YC Insights.

Which companies on this page are best known?

Brex, Cognito and Deel lead the table above. YC marks 16 of the 717 companies here as top companies, its own list of the highest-valued and highest-revenue alumni.

How do I use this list when applying to YC?

Pick five companies on this page whose product is closest to yours, read their reconstructed applications side by side in YC Insights, and note how each answers the same question. Then write your own answers to that standard.

Where does this data come from?

From YC's public company directory, refreshed by batch, with each company's status, industry and location as YC reports them. Round Funded adds the reconstructed application and the founder profiles; nothing private is published.

What is Round Funded?

Round Funded is an investor database and outreach platform for startup founders. It lists 60,000+ active investors with verified contacts, filtered to recent investment activity, and lets founders send personalized pitches from their own Gmail, track replies, and share a free Data Room. Round+ starts at $99 per month with a 3-day trial.