Mine YC Application

Summer 2021Inactive

Mine went through Y Combinator in the Summer 2021 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2021
Industry: FintechConsumer Finance
Team size: 18
Status: Inactive
Launched: 2021

Founders

Moritz PailFounder
Moritz StephanFounder

What Mine does

Mine is the personal finance app designed to help you get ahead. Founded on the idea that financial independence begins with ownership - of your money, your momentum, and your decisions. We make the credit-builder thousands know and love, with budgeting and spend tracking features meant to help your money be the best version of itself. We’re also the makers of MoneyGPT, the money assistant that’s got your back. Young people today are stepping into a financial world built for someone else’s life. We give young adults the confidence and control to take charge of their financial journey with simple tools, smart guidance, and a system that works for the path you choose. Let’s build your future together. Get started at usemine.com Backed by Kleiner Perkins, SV Angel, Liquid 2 Ventures, and the founders of Handshake, Postmates, Public.com, Motive and many more.

Mine's YC application, reconstructed

Y Combinator application

Mine, Summer 2021 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Mine

Describe what your company does in 50 characters or less.

The AI personal finance company.

What is your company going to make? Please describe your product and what it does or will do.

We are building Mine, a personal finance app that helps young adults build credit, budget, and track spending. Our MoneyGPT assistant provides personalized financial guidance based on each user's situation, helping them take control and get ahead.

Where do you live now, and where would the company be based after YC?

We live in New York, NY, and the company is based here.

Explain your decision regarding location.

New York is where the founders live and where we have built our team. Being here connects us to investors, fintech partners, and a large user base of young adults managing personal finance.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Mine YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Mine's public data (launch notes, founder backgrounds, product description). It shows how a company like Mine would present itself to YC, not the text they submitted.