R2 YC Application

Winter 2021Acquired

R2 went through Y Combinator in the Winter 2021 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2021
Industry: FintechCredit and Lending
Team size: 100
Status: Acquired
Launched: 2021

Founders

Roger LarachFounder
Roger TeranFounder

What R2 does

R2 enables platforms to seamlessly offer capital to their SMB customers in Latin America

R2's YC application, reconstructed

Y Combinator application

R2, Winter 2021 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Describe what your company does in 50 characters or less.

Embedded lending infrastructure

What is your company going to make? Please describe your product and what it does or will do.

We build an embedded lending platform that enables B2B marketplaces and software platforms in Latin America to offer credit directly to their SMB customers. Our product handles the entire lending infrastructure - underwriting, disbursal, servicing - so platforms can integrate lending features as a seamless extension of their service.

Where do you live now, and where would the company be based after YC?

We live and operate in Mexico City, CDMX, and the company is based here. After YC, we plan to keep the company in Mexico City.

Explain your decision regarding location.

Mexico City is the center of our customers and market. Latin American SMBs are underserved by traditional lenders, and being here gives us direct access to build and iterate with platforms serving those businesses.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real R2 YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from R2's public data (launch notes, founder backgrounds, product description). It shows how a company like R2 would present itself to YC, not the text they submitted.