Alma YC Application

Summer 2022Inactive

Alma went through Y Combinator in the Summer 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2022
Industry: FintechConsumer Finance
Status: Inactive
Launched: 2022

Founders

Agni BhattacharyaFounder
Allison BellowsFounder

Alma's YC application, reconstructed

Y Combinator application

Alma, Summer 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Alma

Describe what your company does in 50 characters or less.

Gamified mobile banking with $1M weekly prize

What is your company going to make? Please describe your product and what it does or will do.

We built a mobile banking app that makes managing money fun by letting users enter games where they can win real cash prizes every Wednesday. It's designed to drive savings and engagement through chance-based rewards embedded in everyday financial activity.

Where do you live now, and where would the company be based after YC?

We currently live in Seattle, Palo Alto, and remotely, and plan to base the company wherever we settle post-YC, likely near the Bay Area for tech and investor access.

Explain your decision regarding location.

Allison is in Seattle and Agni in Palo Alto; we operate remotely across these locations to leverage diverse talent and remain flexible. After YC, proximity to Bay Area resources and the YC community will influence our base.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Alma YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Alma's public data (launch notes, founder backgrounds, product description). It shows how a company like Alma would present itself to YC, not the text they submitted.