Pana YC Application
Pana went through Y Combinator in the Summer 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Summer 2022
- Industry
- FintechBanking and Exchange
- Team size
- 14
- Status
- Active
- Launched
- 2022
Founders
Piero del RiscoFounder
Luis PeñaFounder
What Pana does
The first secure, end-to-end global USD account, seamlessly integrating fiat and stablecoins across 125 countries for direct-to-bank settlement - no liquidity providers, no SWIFT, no intermediaries. Both sender and receiver use the Pana app and wallet for a frictionless, real-time cross-border payment experience.
Pana's YC application, reconstructed
Y Combinator application
Pana, Summer 2022 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Pana
A Global Bank on Chain
We built a USD account that works globally across 125 countries, using blockchain to enable direct bank-to-bank settlements without SWIFT or intermediaries. Our users send and receive real-time cross-border payments through the Pana app and wallet, integrating both fiat and stablecoins securely end-to-end.
We live in Miami, FL and are remote, with the company based primarily in Miami but with a distributed team. After YC, we plan to keep the company in Miami and remote to continue access to global talent.
Miami gives us access to a large Latin American user base and a growing fintech scene, plus the remote model lets us tap talent globally which is crucial for building a product across 125 countries.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Pana YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Pana's public data (launch notes, founder backgrounds, product description). It shows how a company like Pana would present itself to YC, not the text they submitted.
What YC batch was Pana in?
Pana was part of the Y Combinator Summer 2022 batch.
Who founded Pana?
Pana was founded by Piero del Risco, Luis Peña.
What does Pana do?
A Global Bank on Chain
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Pana's application, and every other YC batch, is in YC Insights.
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