71 YC Banking and Exchange Startups (Fintech)

71 YC companies fall under Banking and Exchange, YC's Fintech subcategory, across every batch since 2005. Each row shows the one-liner, batch, HQ and status, and links to a reconstruction of the company's YC application in the real form.

Companies
71
Top locations
San Francisco, New York and London
YC top companies
2
71 reconstructed applications

Read the YC application of all 71 companies

  • Every company's YC application, reconstructed in the real form
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The first 71 companies, top companies first

2
Coinbase
CoinbaseTopBuy, sell, and manage cryptocurrencies.
Summer 2012Los Angeles, CAPublic
3
Ajaib
AjaibConsumer fintech for Indonesia
Summer 2018Jakarta, Jakarta, IndonesiaActive
4
Alpaca
AlpacaAPI-first stock and crypto brokerage platform
Winter 2019San Mateo, CAActive
9
Belvo
BelvoOpen Finance API platform for Latam.
Winter 2020São Paulo, SP, BrazilActive
10
Ben
BenThe easiest way to learn about, buy, and store cryptocurrency.
Winter 2018San Diego, CAInactive

That is 10 of 71.

Every company below has its YC application reconstructed in YC Insights. Create a free account to read them all.

Read all 71 applications
11
Bitaccess
BitaccessWe make bitcoin simple.
Summer 2014Ottawa, ON, CanadaAcquired
12
Broad
BroadThe multicurrency account and card for Brazilians
Winter 2021London, England, United KingdomActive
13
Buttercoin
ButtercoinBitcoin Marketplace
Summer 2013New York City, NYInactive
14
Cheddar
CheddarThe Best Mobile Checking Account
Summer 2014Inactive
15
Conta Simples
Conta SimplesAll-in-one financial platform for latam Startups and SMBs.
Summer 2020São Paulo, SP, BrazilActive
16
Coupl
CouplBanking designed for Indian couples.
Summer 2022Bengaluru, KA, IndiaActive
17
CrowdForce
CrowdForceCrowdforce is an app that allows any local merchant in Africa,…
Winter 2020Abuja, Federal Capital Territory, NigeriaAcquired
18
delt.ai
delt.aiDigital banking for businesses in Latam.
Winter 2020Mexico City, CDMX, MexicoAcquired
19
Direct Match
Direct Match
Winter 2015New York, NYInactive
20
Djamo
DjamoChallenger Bank for consumers in French speaking Africa.
Winter 2021Abidjan, Abidjan Autonomous District, Ivory CoastActive
21
Emburse
EmburseExpense management and AP automation.
Winter 2016San Francisco, CAAcquired
22
Emigre
EmigreBanking in India for Indian expats (NRIs)
Winter 2022Palo Alto, CAInactive
23
Fenrock AI
Fenrock AIAI agents for banking back office
Winter 2026San Francisco, CAActive
24
Finantier
FinantierPlaid for Southeast Asia
Winter 2021Singapore, SingaporeInactive
25
Fondeadora
FondeadoraWe are connecting every single Mexican to the financial system.
Winter 2020Mexico City, CDMX, MexicoActive
26
Givefront
GivefrontNonprofit Financial Management
Winter 2024San Francisco, CAActive
27
Globe
Globecoinbase for derivatives
Winter 2019London, United KingdomActive
28
Helicarrier (prev Buycoins)
Helicarrier (prev Buycoins)Cryptocurrency infrastructure for Africa.
Summer 2018London, United KingdomActive
29
Increase
IncreaseEnterprise-grade banking APIs
Summer 2020Active
30
Kontigo
KontigoUSDC-Smart Neobank for Latinos.
Summer 2024San Francisco, CAActive
31
LemFi
LemFiFair, simple and accessible financial services
Summer 2021London, England, United KingdomActive
32
Lenco
LencoPan-African digital bank for Africa's 50m businesses
Winter 2022Lagos, LA, NigeriaActive
33
Lendsnap
LendsnapThe Digital Mortgage Company.
Summer 2016Berkeley, CAInactive
34
Letter
LetterBeautifully designed banking for high net-worth individuals.
Summer 2020San Diego, CAInactive
35
Levro
LevroMulticurrency account & international payments for businesses
Summer 2021San Francisco, CAActive
36
Long Term Stock Exchange
Long Term Stock ExchangeLTSE is an ecosystem for visionary business.
Summer 2017San Francisco, CAActive
37
Maywood
MaywoodThe first finance-compliant proactive AI that runs 24/7
Winter 2026New York City, NYActive
38
Mendel
MendelWorkflows to empower employees to spend while finance stay in control
Winter 2021Mexico City, CDMX, MexicoActive
39
Moneco
MonecoNeobank for African migrants in Europe
Summer 2022Paris, Île-de-France, FranceActive
40
Mono
MonoPlaid for Africa, but better.
Winter 2021Lagos, LA, NigeriaAcquired
41
Mozper
MozperA debit card and app designed for kids and parents in Latin America
Summer 2020Mexico City, CDMX, MexicoActive
42
Multis
MultisAccounting & Treasury Management Software for Web3 Teams
Summer 2019Paris, Île-de-France, FranceInactive
43
NALA
NALABuilding Payments for the Next Billion.
Winter 2019New York, NYActive
44
NextPay
NextPayThe digital bank for small businesses in the Philippines.
Winter 2021Makati, NCR, PhilippinesActive
45
Novel
NovelNovel is your international business bank account
Summer 2020Minneapolis, MNActive
46
OneChronos
OneChronosThe Smart Market for Institutional Investors
Summer 2016New York, NYActive
47
Pana
PanaA Global Bank on Chain
Summer 2022Miami, FLActive
48
Parker
ParkerParker is a digital bank.
Winter 2019New York City, NYActive
49
PAX Markets
PAX MarketsMore 𝛼, less latency: exchange and HFT on one chip.
Winter 2025Redwood City, CAActive
50
Pay Swifter
Pay SwifterStripe for Cannabis
Winter 2020Bengaluru, KA, IndiaAcquired
51
Pluto
PlutoRegulated derivatives exchange
Winter 2025New York, NYActive
52
Proof Trading
Proof TradingInstitutional equities broker-dealer
Summer 2019New York, NYActive
53
Prospa
ProspaBanking for businesses
Winter 2021London, United KingdomActive
54
Purpose Finance
Purpose FinanceAccelerating the shift to a more transparent economy
Winter 2021San Francisco, CAInactive
55
QFEX
QFEX24/7 Global Stock Exchange
Spring 2025London, England, United KingdomActive
56
Sandbox Banking
Sandbox BankingLow-code integration platform for banking
Winter 2017Boston, MAAcquired
57
Seed
SeedMobile banking for small business.
Winter 2015San Francisco, CAAcquired
58
Serica
SericaFinancial payment and loan services for the Medical Cannabis and…
Summer 2015San Francisco, CAInactive
59
SFOX
SFOXCrypto-currency trading platform.
Summer 2014Los Angeles, CAActive
60
Spenmo
SpenmoA spend management software that provides businesses visibility,…
Summer 2020Singapore, SingaporeActive
62
STARK BANK
STARK BANKChallenger bank for enterprises
Winter 2020San Francisco, CAActive
63
TAG
TAGTAG is the First Digital Bank (Chime/Revolut/N26) for Pakistan
Summer 2021Islamabad, Islamabad Capital Territory, PakistanActive
64
Tienda Crypto
Tienda CryptoCrypto Exchange and Payment API Gateway
Winter 2020Buenos Aires, CABA, ArgentinaActive
65
TovenAI
TovenAIAI agents for compliance at institutional trading firms
Summer 2026New York City, NYActive
66
Treasury Prime
Treasury PrimeEmbedded banking software platform and marketplace
Winter 2018San Francisco, CAActive
68
Truss
TrussBanking for construction
Summer 2021San Francisco, CAActive
70
VantedgeAI
VantedgeAIScaling investing workflows with AI
Winter 2022Norwalk, CTActive
71
Wallbit
WallbitNeobank for global remote workers
Winter 2023Buenos Aires, CABA, ArgentinaActive

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About this list

This list is part of Round Funded, an investor database and outreach platform for founders. It covers 60,000+ active VCs, angels, family offices and accelerators with verified contacts, lets you send pitches from your own Gmail, and includes a free Data Room for your raise.

Frequently Asked Questions

How many Y Combinator companies are in Banking and Exchange (Fintech)?

This directory lists 71 YC companies in Banking and Exchange (Fintech), out of 6,207 across every batch since 2005. The count updates when the directory is refreshed, and every one of them is on this page with a link to its public profile.

Are the YC applications on these pages real?

No. YC keeps submitted applications private. Every application linked from this list is a reconstruction: the real YC form questions, answered from the company's public data. The Company section is free on each page; the rest opens in YC Insights.

Which companies on this page are best known?

Brex and Coinbase lead the table above. YC marks 2 of the 71 companies here as top companies, its own list of the highest-valued and highest-revenue alumni.

How do I use this list when applying to YC?

Pick five companies on this page whose product is closest to yours, read their reconstructed applications side by side in YC Insights, and note how each answers the same question. Then write your own answers to that standard.

Where does this data come from?

From YC's public company directory, refreshed by batch, with each company's status, industry and location as YC reports them. Round Funded adds the reconstructed application and the founder profiles; nothing private is published.

What is Round Funded?

Round Funded is an investor database and outreach platform for startup founders. It lists 60,000+ active investors with verified contacts, filtered to recent investment activity, and lets founders send personalized pitches from their own Gmail, track replies, and share a free Data Room. Round+ starts at $99 per month with a 3-day trial.