Pay Swifter YC Application

Winter 2020Acquired

Pay Swifter went through Y Combinator in the Winter 2020 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2020
Industry: FintechBanking and Exchange
Team size: 6
Status: Acquired
Launched: 2020

Founders

Sowmya RaoFounder

What Pay Swifter does

Swifter offers a suite of payments solutions, including ACH, tailored to the unique needs of the cannabis industry. Standalone dispensary, MSO, or a marketplace, use Swifter's software and APIs to accept payments, send payouts, and supercharge your growth.

Pay Swifter's YC application, reconstructed

Y Combinator application

Pay Swifter, Winter 2020 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Pay Swifter

Describe what your company does in 50 characters or less.

Stripe for Cannabis

What is your company going to make? Please describe your product and what it does or will do.

We built a payments platform tailored for the cannabis industry. Our product handles ACH payments and other transactions for dispensaries, multi-store operators, and cannabis marketplaces. It lets businesses accept payments and send payouts through our software and APIs, addressing industry-specific payment restrictions.

Where do you live now, and where would the company be based after YC?

We live in Bengaluru, Karnataka, India, and would continue to base the company there after YC.

Explain your decision regarding location.

We are based in Bengaluru because that's where our team is located. India's tech talent is strong here, and it's where we've built our product and early traction.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Pay Swifter YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Pay Swifter's public data (launch notes, founder backgrounds, product description). It shows how a company like Pay Swifter would present itself to YC, not the text they submitted.