649 Y Combinator Fintech Companies

649 Y Combinator companies work in Fintech, across every batch since 2005. Each row shows what the company does, its batch, HQ and status, and links to its reconstructed YC application, so a founder applying with a Fintech startup can read how accepted companies answered the same form.

Companies
649
Top locations
San Francisco, New York and Bengaluru
YC top companies
13
649 reconstructed applications

Read the YC application of all 649 companies

  • Every company's YC application, reconstructed in the real form
  • Filter every batch by industry, country and team size
  • Then find the investors who fund startups like yours

The first 100 companies, top companies first

2
Coinbase
CoinbaseTopBuy, sell, and manage cryptocurrencies.
Summer 2012Los Angeles, CAPublic
3
FutureAdvisor
FutureAdvisorTopThe online financial management service for everyone.
Summer 2010San Francisco, CAAcquired
4
Groww
GrowwTopMaking financial services simple, transparent and delightful.
Winter 2018Bengaluru, KA, IndiaPublic
5
Newfront
NewfrontTopModern insurance brokerage.
Winter 2018San Francisco, CAAcquired
7
Paystack
PaystackTopModern payments infrastructure for Africa
Winter 2016Lagos, LA, NigeriaAcquired
9
Sendwave
SendwaveTopInstant, no fee international remittances.
Winter 2012Boston, MAAcquired

That is 10 of 649.

Every company below has its YC application reconstructed in YC Insights. Create a free account to read them all.

Read all 649 applications
11
Truebill
TruebillTopLive your best financial life
Winter 2016Silver Spring, MDAcquired
12
Wave
WaveTopMobile money app for Africa
Winter 2012Dakar, Dakar Region, SenegalActive
13
WePay
WePayTopPayments for platform businesses.
Summer 2009Redwood City, CAAcquired
17
Acolite
AcoliteAI Native Commercial Insurance Broker
Spring 2025New York, NYActive
18
Aella
AellaDiversified credit infrastructure powering payments across Africa.
Winter 2017Lagos, LA, NigeriaActive
20
Afriex
AfriexInstant, low-fee remittances
Summer 2020San Francisco, CAActive
21
Agentcard
Agentcardcards for AI agents
Summer 2026San Francisco, CAActive
22
AgentCollect
AgentCollectB2B debt collection powered by AI agents
Summer 2023San Francisco, CAActive
23
AI Insurance
AI InsuranceAI Insurance is the platform that runs insurance companies
Winter 2019New York City, NYActive
24
AiPrise
AiPriseAI-powered Global Compliance Platform
Summer 2022Santa Clara, CAActive
26
Ajaib
AjaibConsumer fintech for Indonesia
Summer 2018Jakarta, Jakarta, IndonesiaActive
27
Akudo
AkudoIndia's first learning-focused neobank for teenagers
Summer 2021Bengaluru, KA, IndiaInactive
28
Alaan
AlaanModern finance platform for the Middle East
Winter 2023Dubai, Dubai, United Arab EmiratesActive
29
Algofi
AlgofiBuilding the new financial system
Summer 2021Inactive
31
AlgoTest
AlgoTestEcosystem for options trading in India
Summer 2022Delhi, DL, IndiaActive
32
Alinea
AlineaAutomated investing for the next generation 💸
Winter 2021New York, NYActive
33
Allowance
AllowanceScoped payment credentials for AI agents
Spring 2026San Francisco, CAActive
35
Alpaca
AlpacaAPI-first stock and crypto brokerage platform
Winter 2019San Mateo, CAActive
37
AlphaFlow
AlphaFlowAlphaFlow is a technology-driven investment manager.
Winter 2016San Francisco, CAInactive
38
Alphawatch AI
Alphawatch AISecure Document Agent
Winter 2023San Francisco, CAActive
39
Alt-X
Alt-XAutomation for institutional-grade financial modeling in Excel
Winter 2026Los Angeles, CAActive
40
Alterya
AlteryaProtecting Humans from Scams
Summer 2022Tel Aviv-Yafo, Tel Aviv District, IsraelAcquired
41
Altro
AltroBuild Credit With Your Subscriptions
Summer 2020Los Angeles, CAAcquired
42
Amal Invest
Amal InvestInvesting app for Muslims
Winter 2022Manama, Capital Governorate, BahrainActive
43
Amenli
AmenliOffers insurance to customers in a convenient & transparent way
Summer 2021Cairo, Cairo Governorate, EgyptActive
45
amiloz
amilozMicro-lender in Mexico
Winter 2022Mexico City, CDMX, MexicoActive
46
Anchor
AnchorEmbedded finance platform for African businesses
Summer 2022Lagos, LA, NigeriaActive
47
Anfin
AnfinA multi-asset trading platform dedicated to retail investors
Winter 2022Ho Chi Minh City, Ho Chi Minh City, VietnamActive
48
Angle Health
Angle HealthHealth Insurance for Startups
Winter 2020San Francisco, CAActive
49
Apartio
ApartioApartio offers Short Term Rentals for Business Travelers in Brazil
Winter 2020São Paulo, SP, BrazilInactive
50
Apollo
ApolloPayments & Loyalty Infrastructure
Winter 2022Bengaluru, KA, IndiaActive
51
Apollo
ApolloThe card that rewards you with stock
Summer 2021San Francisco, CAInactive
53
Apurata
ApurataPoint of sale financing for Latin America's middle class.
Summer 2019Lima, Callao Region, PeruActive
55
Arbital
ArbitalThe social trading app for stocks, memes, and perps
Summer 2026Singapore, SingaporeActive
56
Arc
ArcBanking & Funding for Startups
Winter 2022San Francisco, CAActive
58
Argovox
ArgovoxVoice AI agents for patient billing and collections
Summer 2022San Francisco, CAInactive
59
Arpari
ArpariMultibank treasury management
Winter 2022New York, NYActive
60
ARQ
ARQThe global financial platform for affluent consumers in the Americas.
Summer 2021London, United KingdomActive
61
Arrow
ArrowModern Checkout Platform for D2C brands in Southeast Asia
Summer 2021Singapore, SingaporeActive
62
Arthena
ArthenaQuantitative Investment in Art Assets
Winter 2017New York, NYAcquired
63
Aspire
AspireAll-in-one Finance OS for businesses
Winter 2018Singapore, SingaporeActive
64
Aspora
AsporaSingle account to manage money across the world
Winter 2022London, England, United KingdomActive
65
Astor
AstorAI advisor for retail investors
Summer 2025San Francisco, CAActive
66
Atlas
AtlasModern spend management & concierge.
Winter 2019San Francisco, CAActive
67
AtoB
AtoBModernizing global transportation payments.
Summer 2020San Francisco, CAActive
68
Atrato
AtratoEnabling consumers split the cost of purchases without a credit card
Winter 2021Mexico City, CDMX, MexicoActive
69
attimet
attimetwe predict stuff
Fall 2024San Francisco, CAActive
70
Audun
AudunAI-native debt collection company
Summer 2026Oslo, Oslo, NorwayActive
72
Avallon AI
Avallon AIAI agents for insurance claims operations
Spring 2025New York City, NYActive
75
Axis
AxisAn AI Copilot for Trading Desks
Winter 2026San Francisco, CAActive
76
Axle
AxleAI-native clearinghouse for insurance
Summer 2022New York, NYActive
78
AYC Fund
AYC FundAI-native crypto hedge fund
Winter 2022Seoul, Seoul, South KoreaActive
79
Balance
BalanceThe first digital payment experience company, built for B2B.
Summer 2020San Francisco, CAActive
80
Balanced
BalancedPayments for Marketplaces
Winter 2011San Francisco, CAInactive
84
Baraka
BarakaGrow Your Wealth With Baraka
Summer 2021Dubai, United Arab EmiratesActive
85
Baubap
BaubapSmart micro financing for everyone
Summer 2021Mexico City, CDMX, MexicoActive
87
Belvo
BelvoOpen Finance API platform for Latam.
Winter 2020São Paulo, SP, BrazilActive
88
Ben
BenThe easiest way to learn about, buy, and store cryptocurrency.
Winter 2018San Diego, CAInactive
89
Benson
BensonEasily invest like the rich
Winter 2022Oakland, CAActive
90
BharatX
BharatXEnable Buy-Now-Pay-Later in a White-Labelled Manner
Winter 2022Bengaluru, KA, IndiaAcquired
91
Bifrost
BifrostWills and Estate Management for Crypto
Winter 2022San Francisco, CAInactive
93
Bimaplan
BimaplanAffordable insurance for the next billion Indians
Winter 2021Bengaluru, KA, IndiaActive
94
Bitaccess
BitaccessWe make bitcoin simple.
Summer 2014Ottawa, ON, CanadaAcquired
95
Bits
BitsBits is a credit card designed to help people build credit
Summer 2020London, England, United KingdomActive
96
Bitstack
BitstackAll things money, with better money
Summer 2022Paris, Île-de-France, FranceActive
97
Blair
BlairFinancing education through Income Share Agreements
Summer 2019San Francisco, CAInactive
98
Blaze
BlazeGlobal Venmo for cross border payments
Summer 2024Mexico City, CDMX, MexicoActive
99
Blee
BleeSmart, fast, and collaborative compliance reviews
Summer 2022New York, NYActive
100
BlindPay
BlindPayStablecoin API for global payments
Winter 2025San Francisco, CAActive

The other 549 companies

Every remaining company in this list, A to Z. Each link opens the company's public page.

BloomBluedotBlume BenefitsBotinBoyaBreeBreezefulBretton AIBridgecardBroadBueno FinanceBukuWarungButtercoinBuxferbxblueCanopy (was Encarte)Capi MoneyCapixCapWayCarbon-12 LabsCarddaCardinal GrayCascaCaseyCashfree PaymentsCashmereCatamaranCatchCentauri AIChariotCharityvestChartCheddarCheqoutCheqUPIChestnutClaimSortedClearClearest HealthClevaClickPeCluppCobaCoco WalletCoinCoinruleCoinTrackerCollectWiseCompoundComputableConstantConsulConta SimplesCopyCatCorgi InsuranceCorgi LabsCouplCovelaCoverCoveraCoverage CatCovieCowrywiseCredPalCreizerCrowdForceCuantoCumbucaCuracelCypherDatagladeDayraDebteyedelt.aiDentaDharma LabsdigiDiligentDirect MatchDjamoDots 💸Drahim 💰DripDrip CapitalDriposDropbackDuploEasyplanEazipay Inc.ECSAEden CareEkpaElayneElevate (formerly Bloom)Elphinstone, Inc.EmburseEmigreEnvelopeeradErudiFiEthosXEvent Horizon LabsFacioFamPayFAZZFelloFemale InvestFenrock AIFernstoneFinalFinantierFinaryFinary.comfinbarFinFlxFingo AfricaFinicFinkuFinleyFinnixFINNY AIFinosuFinteliteFintocFintualFinvestFlexFlintoFloatFloatpays IncFlorinFlowboFlutterwaveFluxFluxFlyCodeFondeadoraForageForumFractionalFreeport MarketsFreyaFrontPageFundersClubFuseFynnGas PosGaussGerald Technologies, IncGIMOGivefrontGlassjarGlobeGoBuild (fka Brick)GoCardlessgoDutchGoodcovergoodfinGoSatsGotradeGovernGPTGradeGrainGravyGreenboardGreyGroMoGullak MoneyGuruHotelHadriusHapiHarmoneyHarperHavenHealiaHedgeHedgehogHelicarrier (prev Buycoins)HeruHesper AIHEVN, incHitPayHoneydueHoverChatHUBUCHuscarl Inc.HyperHypercoreHyperTraderinaiIncreaseInfinaInfiniaInfiniteInfinityInstaKinInstavestInstinctIron GridIvellaJABUJeevesJenfiJerryJoeJoinSubJustPaidKalshiKandaKapital BankKarat FinancialKarbon CardKarooKarsaKashKashinKeeperKelAIKeyeKhatabookKimpton AIKinsideKitaKlaimeeKodoKontigoKoshKoshexKoviKoyweKrabKrediLaminateLandedLandeedLeakyLedger InvestingLegalistLemFiLencoLendflowLendsnapLendtableLendUpLenkLetterLevelLevoLevocred AILevroLittioLoftyLong Term Stock ExchangeLook After My BillsLootRushLotusPayLuableMagicMagnaMahaana WealthMalgaMarketBriefmarketfeedMaywoodMedPiper Technologies, IncMemberstackMendelMercoaMeter FeederMethod FinancialMidenMilioMineMochatradeModernbancMomentoMonecoMonetMonoMonoMontoMoonshot BrandsMoretaMountMozperMudrexMultisMunifyMythiaNALANano TechnologiesNashNeemaNextPayNexuNexusNo CapNombaNomodNophinNovaNova CreditNovelNowHousensaveNumeroNumidaOctiFiOkCreditOneChronosOneFinOneKeyOneTextOnyx PrivateOrcaOwners CircleOWNYOxygenPaasaPagaloopPallaPalus FinancePanaPantaPantore PayPaperplaneParibusParkerPartnaPasitoPathPAX MarketsPay SwifterPayCaddyPayCrunchPayfuraPayhippoPayMongoPAYZEPeakfloPeg (formerly Paymobil)PennantPennypeopleCQPerl StreetPestoPibit.aiPideakyPigeonPiggyPINAPingPit.AIPivo Technology IncPlate IQPlumterPlutoPluto.marketsPokoPolarPolicyFlyPostalPowderPrelimPrimeVaultPRINCEPSProdigalProdigy ResearchProof TradingProspaProximittyPump.coPurpose FinanceQFEXQloR2RailbirdRainbowRainmakerRallyRally TaxRaloRank (formerly Moni)Ready For ZeroRebillRedCarpetUpRedoubt InsuranceRepoolRequest NetworkRevenirREVERRioRiskCubeRisklyticsRiver MarketsRuby CardRuvoSableSafeButlerSafepaySafetyWingSaidaSALTSamos InsuranceSandbox BankingSatchelSaturnSavaSavvyScalar FieldSeawise CapitalSeedSei AISeisSelfinSequence MarketsSericaSFOXShekel MobilityShepherdShorSivoSlashSliced InvestingSlickerSlidePaySlopeSmartPathSNABSnapTradeSoloSolvaSoonSoriaSoterisSpadeSparkGiftSpectre IntelligenceSpenmoSpennySphinxSpotPaySpring in AfricaSproutfiStairs FinancialStandard SignalStandard TreasurySTARK BANKStiltStoaStock UnlockStreakStreamStrigaSunlightSunsetSupliasSurematicsSuretyNowSwadeshSwipe TechnologiesSyntheticFiTAGTAITank PaymentsTaoFiTextPayMeThe New Money CompanyTheoremTheyaThndrTienda CryptoTiltTilt (f.k.a. Delphia)TinkerTintTipjoyTitanTokenOwlTolaTop RoadTotalisTouch and Pay Technologies LimitedTovenAItpagaTradeFlowTranchTranqui FinanzasTransfezTreasury PrimeTremendousTrigotriiTrue LinkTrussTrustEggTwo DotsUdhaar AppUnifoldUnion54Uno WalletUpBanxUpflowUpsolveValariValCtrlValenceValiuVantedgeAIVantelVaultPayVelthaVendyVenue.inkVerakVerdeVerdexVeritusVertoVestVolopayVouchWagetapWallbitWazaWealorWeatherCheckWefunderWeltioWhizWibondWorldCoverXenditXfersxPayyBANQyearendYenmoYottaZ1ZageZavoZealZeroSettleZidishaZiinaZinc PlatformZippiZolvo

Applying to YC? Study these applications first.

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About this list

This list is part of Round Funded, an investor database and outreach platform for founders. It covers 60,000+ active VCs, angels, family offices and accelerators with verified contacts, lets you send pitches from your own Gmail, and includes a free Data Room for your raise.

Frequently Asked Questions

How many Y Combinator companies are in Fintech?

This directory lists 649 YC companies in Fintech, out of 6,207 across every batch since 2005. The count updates when the directory is refreshed, and every one of them is on this page with a link to its public profile.

Are the YC applications on these pages real?

No. YC keeps submitted applications private. Every application linked from this list is a reconstruction: the real YC form questions, answered from the company's public data. The Company section is free on each page; the rest opens in YC Insights.

Which companies on this page are best known?

Brex, Coinbase and FutureAdvisor lead the table above. YC marks 13 of the 649 companies here as top companies, its own list of the highest-valued and highest-revenue alumni.

How do I use this list when applying to YC?

Pick five companies on this page whose product is closest to yours, read their reconstructed applications side by side in YC Insights, and note how each answers the same question. Then write your own answers to that standard.

Where does this data come from?

From YC's public company directory, refreshed by batch, with each company's status, industry and location as YC reports them. Round Funded adds the reconstructed application and the founder profiles; nothing private is published.

What is Round Funded?

Round Funded is an investor database and outreach platform for startup founders. It lists 60,000+ active investors with verified contacts, filtered to recent investment activity, and lets founders send personalized pitches from their own Gmail, track replies, and share a free Data Room. Round+ starts at $99 per month with a 3-day trial.