Z1

Z1 YC Application

Winter 2021Active

Z1 went through Y Combinator in the Winter 2021 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Winter 2021
Industry
FintechConsumer Finance
Team size
80
Status
Active
Launched
2021

Founders

  • Joao Pedro Thompson
    Joao Pedro ThompsonFounder
  • Thiago Achatz
    Thiago AchatzFounder
  • Mateus Craveiro
    Mateus CraveiroFounder
  • Sophie Secaf
    Sophie SecafFounder

What Z1 does

Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.

Z1's YC application, reconstructed

Y Combinator application

Z1, Winter 2021 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Z1

Describe what your company does in 50 characters or less.

Digital bank for Latin American teenagers

What is your company going to make? Please describe your product and what it does or will do.

We built a digital banking app focused on teenagers and young adults in Latin America. Our product links a prepaid card to their account, allowing them to receive money from jobs or small businesses and learn how to manage their money independently.

Where do you live now, and where would the company be based after YC?

We live in São Paulo, Brazil, and the company will remain based here after YC.

Explain your decision regarding location.

São Paulo is the center of fintech innovation in Latin America and where our users are, so it makes sense to build and scale from here.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Z1 YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Z1's public data (launch notes, founder backgrounds, product description). It shows how a company like Z1 would present itself to YC, not the text they submitted.

What YC batch was Z1 in?

Z1 was part of the Y Combinator Winter 2021 batch.

Who founded Z1?

Z1 was founded by Joao Pedro Thompson, Thiago Achatz, Mateus Craveiro, Sophie Secaf.

What does Z1 do?

Digital bank for teenagers in LatAm connected to prepaid card

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Z1's application, and every other YC batch, is in YC Insights.

More YC startups like Z1