Onyx Private

Onyx Private YC Application

Winter 2022Acquired

Onyx Private went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Winter 2022
Industry
Fintech
Team size
10
Status
Acquired
Launched
2022

Founders

  • Victor Santos
    Victor SantosFounder
  • Douglas Lopes
    Douglas LopesFounder
  • Tiago Passinato
    Tiago PassinatoFounder

What Onyx Private does

Onyx is a modern, accessible private bank for the next generation of affluent young professionals. We offer a unified digital-native premium banking and wealth management experience tailored for the overlooked groups of young high-earners and illiquid entrepreneurs, investors, and tech employees. Onyx aims to be the next-generation UBS.

Onyx Private's YC application, reconstructed

Y Combinator application

Onyx Private, Winter 2022 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Onyx Private

Describe what your company does in 50 characters or less.

Modern private bank for young affluent professionals

What is your company going to make? Please describe your product and what it does or will do.

We built a digital-first private banking platform tailored for young high-earners like tech employees, entrepreneurs, and investors who are typically overlooked by traditional private banks. Our product combines premium banking and wealth management in one app, with an onboarding experience and services designed specifically for illiquid entrepreneurs and emerging affluent professionals.

Where do you live now, and where would the company be based after YC?

We live in Miami, FL, and the company is based here.

Explain your decision regarding location.

Miami offers us access to a growing tech and financial talent pool, and it's where the founding team is located. Staying local lets us move fastest and stay close to our early users and partners.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Onyx Private YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Onyx Private's public data (launch notes, founder backgrounds, product description). It shows how a company like Onyx Private would present itself to YC, not the text they submitted.

What YC batch was Onyx Private in?

Onyx Private was part of the Y Combinator Winter 2022 batch.

Who founded Onyx Private?

Onyx Private was founded by Victor Santos, Douglas Lopes, Tiago Passinato.

What does Onyx Private do?

A modern and more accessible private bank for the new generation

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Onyx Private's application, and every other YC batch, is in YC Insights.

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