ErudiFi YC Application

Winter 2018Active

ErudiFi went through Y Combinator in the Winter 2018 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2018
Industry: FintechCredit and Lending
Team size: 88
Status: Active
Launched: 2017

Founders

Susli LieFounder
Naga TanFounder

What ErudiFi does

ErudiFi is a mission-driven technology company focused on expanding access to financial services for students. Operating as Danacita in Indonesia and Bukas in the Philippines, ErudiFi provides students a smarter way to pay for education and helps them build credit history. By providing financial inclusion to underserved students across the region, we believe we can drive generational transformation and build a better tomorrow.

ErudiFi's YC application, reconstructed

Y Combinator application

ErudiFi, Winter 2018 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

ErudiFi

Describe what your company does in 50 characters or less.

Digital financial services for students

What is your company going to make? Please describe your product and what it does or will do.

We're building a digital platform that provides financial services tailored to students in Southeast Asia. Operating as Danacita in Indonesia and Bukas in the Philippines, our product offers smarter ways for students to pay for education and helps them build a credit history. This includes education loans and credit-building tools designed for underserved students who lack access to traditional banking.

Where do you live now, and where would the company be based after YC?

We live and are based in Singapore, and after YC we'll continue to be based there as it connects us well to Southeast Asia's financial and education hubs.

Explain your decision regarding location.

Singapore is a strategic location for a fintech company focusing on Southeast Asia. It gives us regulatory clarity and access to markets like Indonesia and the Philippines where our products are used.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real ErudiFi YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from ErudiFi's public data (launch notes, founder backgrounds, product description). It shows how a company like ErudiFi would present itself to YC, not the text they submitted.