Finic YC Application

Winter 2023Active

Finic went through Y Combinator in the Winter 2023 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2023
Industry: Fintech
Team size: 4
Status: Active
Launched: 2023

Founders

Jason FanFounder
Ayan BandyopadhyayFounder

What Finic does

Finic helps fraud teams catch organized fraud earlier, act on it faster, and turn discoveries into lasting defenses. Our AI agent analyzes structured and unstructured data across your systems to proactively surface the fraud that rules and scoring models miss.

Finic's YC application, reconstructed

Y Combinator application

Finic, Winter 2023 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Finic

Describe what your company does in 50 characters or less.

The AI fraud hunter

What is your company going to make? Please describe your product and what it does or will do.

We're building an AI agent that helps fraud teams detect organized fraud much earlier than current systems. Our product analyzes both structured and unstructured data across a company's systems to surface fraud patterns that traditional rules and scoring models miss. It helps teams act faster and build better defenses based on those discoveries.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, and the company will be based here after YC.

Explain your decision regarding location.

San Francisco is where we are now, it has the best access to fintech enterprises and talent. Staying here after YC lets us stay close to customers and industry.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Finic YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Finic's public data (launch notes, founder backgrounds, product description). It shows how a company like Finic would present itself to YC, not the text they submitted.