Proximitty YC Application

Winter 2026Active

Proximitty went through Y Combinator in the Winter 2026 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2026
Industry: FintechCredit and Lending
Team size: 2
Status: Active
Launched: 2026

Founders

Wye Yew HoFounder
Zi ZhangFounder

What Proximitty does

Proximitty is the AI operating system for commercial loans - we build regulator-grade AI agents that ingest and parse documents, spread financials, automate loan operations and track covenants. We help FDIC-insured banks and fintechs underwrite faster and scale their loan books without scaling costs.

Proximitty's YC application, reconstructed

Y Combinator application

Proximitty, Winter 2026 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Proximitty

Describe what your company does in 50 characters or less.

AI operating system for commercial loans

What is your company going to make? Please describe your product and what it does or will do.

We build AI agents that ingest and parse commercial loan documents, spread financial data, automate loan operations, and track loan covenants. Our product helps banks and fintechs underwrite loans faster and manage their loan books without increasing operational costs.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and plan to base the company here after YC as well.

Explain your decision regarding location.

San Francisco is where we live and where many fintech and lending companies are located. Being here keeps us close to early users and industry partners.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Proximitty YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Proximitty's public data (launch notes, founder backgrounds, product description). It shows how a company like Proximitty would present itself to YC, not the text they submitted.