Sable YC Application

Summer 2019Acquired

Sable went through Y Combinator in the Summer 2019 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2019
Industry: FintechConsumer Finance
Team size: 12
Status: Acquired
Launched: 2019

Founders

Naveen QureshiFounder
Joseph FinlaysonFounder
Towers WilenFounder

What Sable does

Sable is a digital banking platform and the only full-suite banking solution for internationals in the U.S., providing U.S. bank accounts, debit and credit cards. Newcomers to the U.S. can open a Sable account within five minutes, and start building their U.S. credit history from day 1, all without the need of an SSN or prior U.S. credit history. The Sable app is available on iOS and Android.

Sable's YC application, reconstructed

Y Combinator application

Sable, Summer 2019 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Sable

Describe what your company does in 50 characters or less.

Mobile bank for new-to-America internationals

What is your company going to make? Please describe your product and what it does or will do.

We built a digital banking platform that offers U.S. bank accounts, debit cards, and credit cards specifically for credit-worthy internationals new to the U.S. People can open an account in under 5 minutes without a Social Security number or prior credit history and start building credit from day one. The product is a full banking solution available on iOS and Android.

Where do you live now, and where would the company be based after YC?

We live in New York, NY and plan to base the company there after YC.

Explain your decision regarding location.

New York offers proximity to a large international population and financial infrastructure critical for building a banking platform for newcomers to America.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Sable YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Sable's public data (launch notes, founder backgrounds, product description). It shows how a company like Sable would present itself to YC, not the text they submitted.