Method Financial YC Application

Summer 2019Active

Method Financial went through Y Combinator in the Summer 2019 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2019
Industry: FintechPayments
Team size: 50
Status: Active
Launched: 2019

Founders

Jose BethancourtFounder
Jesus Marco del CarmenFounder

What Method Financial does

Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.

Method Financial's YC application, reconstructed

Y Combinator application

Method Financial, Summer 2019 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Method Financial

Describe what your company does in 50 characters or less.

Financial connectivity API for consumer liabilities

What is your company going to make? Please describe your product and what it does or will do.

We built an API that connects to consumer credit and liability accounts. Our product enables companies to offer refinance experiences, get real-time data on user liabilities, and provide one-click checkout for paying those liabilities. We're focused on making consumer liabilities accessible and actionable through a simple API.

Where do you live now, and where would the company be based after YC?

We live in New York, NY. After YC, we plan to base the company in New York to remain close to our financial services customers and partners.

Explain your decision regarding location.

New York is where the financial infrastructure and consumer finance companies we work with are concentrated. Being here helps us build stronger relationships and ship faster.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Method Financial YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Method Financial's public data (launch notes, founder backgrounds, product description). It shows how a company like Method Financial would present itself to YC, not the text they submitted.