Arc YC Application

Winter 2022Active

Arc went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: Fintech
Team size: 40
Status: Active
Launched: 2022

Founders

Nick Lombardo
Raven Jiang

What Arc does

Arc empowers startups with a better banking experience. With Arc, you can store deposits, schedule and manage payments, diversify cash across asset classes, and access non-dilutive financing all in one place. Arc is based in San Francisco and is funded by Left Lane Capital, NFX, Bain Capital Ventures, Clocktower Technology Ventures, Torch Capital, and Y Combinator, among others. To learn more, visit

Arc's YC application, reconstructed

Y Combinator application

Arc, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Arc

Describe what your company does in 50 characters or less.

Banking & Funding for Startups

What is your company going to make? Please describe your product and what it does or will do.

We are building a banking and financial platform tailored for startups. Our product allows startups to store deposits, manage payments, diversify cash across asset classes, and access non-dilutive financing - all in one place. This replaces the need for multiple banks or financial tools and helps startups manage cash flow and runway more effectively.

Where do you live now, and where would the company be based after YC?

We live and work in San Francisco, and the company is based there now and would remain based there after YC.

Explain your decision regarding location.

San Francisco is the center of the startup ecosystem we serve. Being here keeps us close to our users, investors, and partners, which is critical for building a finance product that deeply understands startup needs.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Arc YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Arc's public data (launch notes, founder backgrounds, product description). It shows how a company like Arc would present itself to YC, not the text they submitted.