Creizer YC Application

Winter 2022Active

Creizer went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: FintechCredit and Lending
Team size: 12
Status: Active
Launched: 2022

Founders

Emiliano MusalemFounder

What Creizer does

Creizer is Clearbanc (Clear.co) for LATAM. We provide revenue-based financing to online sellers. More than 80% of SMEs can’t have access to loans in LATAM, thus limiting their growth. They represent 99% of online sellers in the region. At Creizer we built a unique risk model in which the requirements for these online sellers are 100% accessible since the scoring is based on the store’s metrics and collections on a percentage of their daily sales. We are growing 65% MoM and experiencing overdemand every month. Helping our customers to grow up to 7x in less than a year.

Creizer's YC application, reconstructed

Y Combinator application

Creizer, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Creizer

Describe what your company does in 50 characters or less.

Revenue-based financing for LATAM online sellers

What is your company going to make? Please describe your product and what it does or will do.

We provide revenue-based financing specifically for online sellers in Latin America. Our product uses a risk model that scores stores based on their sales and other store metrics, allowing sellers who usually can't get loans in LATAM to get financing easily and grow.

Where do you live now, and where would the company be based after YC?

We are based in Mexico City, CDMX, Mexico and the company will remain here after YC.

Explain your decision regarding location.

Mexico City is the hub for LATAM online commerce and financing. Staying here keeps us close to our customers and local market.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Creizer YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Creizer's public data (launch notes, founder backgrounds, product description). It shows how a company like Creizer would present itself to YC, not the text they submitted.