Levocred AI YC Application

Summer 2026Active

San Francisco

Levocred AI went through Y Combinator in the Summer 2026 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2026
Industry: Fintech
Location: San Francisco
Team size: 2
Status: Active
Launched: 2026

Founders

Mohit GuptaFounder/CEO
Saksham GuptaFounder/CTO

What Levocred AI does

Levocred AI is the Bloomberg of loans: AI agents that run and price a lender's book. One fund cut the time to mark its book from a week to two hours and now names us as data agent, the system of record, in its loan purchase agreements. $22T of US loans never trade because nobody can price them efficiently and defensibly. We fix pricing first by deploying inside lenders. Trading follows, the way it did for bonds.

Levocred AI's YC application, reconstructed

Y Combinator application

Levocred AI, Summer 2026 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Levocred AI

Describe what your company does in 50 characters or less.

AI agents that price and manage loan books.

What is your company going to make? Please describe your product and what it does or will do.

Levocred AI builds AI agents that run and price lenders' loan books. Lenders use us as their data agent and system of record, integrating us directly into their workflow. Our system automates the pricing process for loans, turning a manual week-long process into a few hours. The immediate goal is to fix lending book pricing, and from there, enable real loan trading.

Where do you live now, and where would the company be based after YC?

We live in San Francisco and the company is based there.

Explain your decision regarding location.

San Francisco is where the company started and where our current users are. The fintech ecosystem, access to talent, and our customer base make this the obvious place for us to be to build Levocred AI.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Levocred AI YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Levocred AI's public data (launch notes, founder backgrounds, product description). It shows how a company like Levocred AI would present itself to YC, not the text they submitted.