
Balance YC Application
Balance went through Y Combinator in the Summer 2020 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Summer 2020
- Industry
- FintechPayments
- Team size
- 70
- Status
- Active
- Launched
- 2020
Founders
Bar GeronFounder
Yoni ShusterFounder
What Balance does
Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.
Balance's YC application, reconstructed
Y Combinator application
Balance, Summer 2020 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Balance
The first digital payment experience for B2B
We built a payment platform for B2B marketplaces, merchants, and service providers. Our product lets business buyers pay how and when they want - via check, card, bank transfer, payment plans, or net terms - while sellers get paid instantly, just like with consumer card payments. It's designed to replace slow, manual invoice payments with a digital alternative optimized for B2B complexity.
We live and are based in San Francisco, CA, and will continue to be based here after YC.
San Francisco is where we built our network and team. It's the fintech hub with access to partners, talent, and investors crucial to our growth.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Balance YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Balance's public data (launch notes, founder backgrounds, product description). It shows how a company like Balance would present itself to YC, not the text they submitted.
What YC batch was Balance in?
Balance was part of the Y Combinator Summer 2020 batch.
Who founded Balance?
Balance was founded by Bar Geron, Yoni Shuster.
What does Balance do?
The first digital payment experience company, built for B2B.
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Balance's application, and every other YC batch, is in YC Insights.