Bankjoy YC Application

Winter 2015Active

Bankjoy went through Y Combinator in the Winter 2015 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2015
Industry: FintechBanking and Exchange
Team size: 60
Status: Active
Launched: 2014

Founders

Mike DuncanFounder/CEO

What Bankjoy does

Bankjoy provides a full suite of modern digital banking software, including mobile banking, online banking, online account opening, loan applications, and conversational AI to banks and credit unions.

Bankjoy's YC application, reconstructed

Y Combinator application

Bankjoy, Winter 2015 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Bankjoy

Describe what your company does in 50 characters or less.

Digital banking software for banks and credit unions

What is your company going to make? Please describe your product and what it does or will do.

We build a full digital banking platform that includes mobile and online banking apps, online account opening, loan application tools, and conversational AI to make banking easier for community banks and credit unions. Our product replaces legacy systems that are hard to update and meet customer expectations.

Where do you live now, and where would the company be based after YC?

We live and are based in Troy, Michigan, with team members working remotely as well. The company would remain in Troy after YC.

Explain your decision regarding location.

Our team is rooted in Michigan, where we have connections to the banking industry. Remote work allows us to scale talent without relocating, and Troy is an affordable base with good access to regional customers.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Bankjoy YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Bankjoy's public data (launch notes, founder backgrounds, product description). It shows how a company like Bankjoy would present itself to YC, not the text they submitted.