Arcus YC Application

Summer 2013Acquired

Arcus went through Y Combinator in the Summer 2013 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2013
Industry: FintechBanking and Exchange
Team size: 100
Status: Acquired
Launched: 2013

Founders

Edrizio De La CruzFounder/CEO
Juan MaldonadoFounder
Iñigo RumayorFounder

What Arcus does

Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone. We strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments. The world’s largest and most innovative companies choose Arcus to accept and process payments across the Americas including BBVA, Santander, Walmart, 7-Eleven, and Rappi. Arcus was launched in 2013 through Y-Combinator and is backed by Ignia, Citi Ventures, Softbank, Initialized Capital, Andreessen Horowitz, Kapor Capital, among others.

Arcus's YC application, reconstructed

Y Combinator application

Arcus, Summer 2013 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Arcus

Describe what your company does in 50 characters or less.

Payment-as-a-service for businesses

What is your company going to make? Please describe your product and what it does or will do.

We build a payments-as-a-service platform that enables any business, especially in Latin America, to launch and manage custom payment solutions quickly. Our platform handles processing, integration, and compliance so non-financial companies can accept and offer payments without building infrastructure from scratch.

Where do you live now, and where would the company be based after YC?

We live in New York City, Mexico City, and Miami. After YC, the company would be based primarily in New York and Mexico City.

Explain your decision regarding location.

We chose these locations because the payments market in Latin America is fragmented and underserved, and three of the founders are from this region. New York connects us to investors and global business opportunities, while Mexico City and Miami keep us close to our main customers and market.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Arcus YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Arcus's public data (launch notes, founder backgrounds, product description). It shows how a company like Arcus would present itself to YC, not the text they submitted.