Zidisha YC Application
Zidisha went through Y Combinator in the Winter 2014 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Winter 2014
- Industry
- FintechCredit and Lending
- Team size
- 1
- Status
- Active
- Launched
- 2013
Founders
Julia KurniaFounder/Director
What Zidisha does
Zidisha is the world's first direct peer-to-peer lending service to bridge the international wealth divide, allowing individuals worldwide to lend to and communicate with borrowers in developing countries without local intermediaries. The direct connection creates better transparency, more profit for the entrepreneurs and lenders, and greater wealth creation for the world's poorest communities. We've been featured in numerous press and media for our groundbreaking work in using internet and mobile phone technologies to connect entrepreneurs in some of the world's most isolated and impoverished places with the international peer-to-peer lending market.
Zidisha's YC application, reconstructed
Y Combinator application
Zidisha, Winter 2014 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Zidisha
Direct P2P lending across the international wealth divide
We built a peer-to-peer lending platform that connects individual lenders worldwide directly with entrepreneurs in developing countries, removing local intermediaries. This transparency reduces costs for borrowers and increases returns for lenders. Users can communicate directly, making borrowing more personal and efficient.
Julia currently lives in Sterling, VA, USA, and the company operates remotely. Post-YC, the company would continue to be remote, centered on Sterling and wherever the team expands.
We operate remotely because our users are spread globally, and our target borrowers live in isolated areas often without local intermediaries. Sterling provides a good logistical base for Julia, but the company is designed to function without being tied to a physical location.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Zidisha YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Zidisha's public data (launch notes, founder backgrounds, product description). It shows how a company like Zidisha would present itself to YC, not the text they submitted.
What YC batch was Zidisha in?
Zidisha was part of the Y Combinator Winter 2014 batch.
Who founded Zidisha?
Zidisha was founded by Julia Kurnia.
What does Zidisha do?
Direct P2P lending across the international wealth divide.
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Zidisha's application, and every other YC batch, is in YC Insights.
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