Prodigal YC Application

Summer 2018Active

Prodigal went through Y Combinator in the Summer 2018 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2018
Industry: FintechCredit and Lending
Team size: 65
Status: Active
Launched: 2018

Founders

Shantanu GangalFounder
Sangram RajeFounder

What Prodigal does

We build AI agents for loan servicing and collections Prodigal has AI agents for loan servicing and collections. Our AI agents and apps help teams improve margins, run leaner operations, and maximize payments. We are working towards an Agentic vision for consumer finance wherein our AI agents automate critical roles, enhance operations, and drive revenue. Headquartered in Mountain View, California, Prodigal's global team combines deep expertise in financial services, AI research, and product innovation, driving efficiency and transformative results across the consumer finance landscape.

Prodigal's YC application, reconstructed

Y Combinator application

Prodigal, Summer 2018 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Prodigal

Describe what your company does in 50 characters or less.

Lending intelligence software

What is your company going to make? Please describe your product and what it does or will do.

We build AI agents that automate loan servicing and collections for consumer finance companies. Our software helps teams increase payments, reduce cost of operations, and manage risk better by replacing manual workflows with AI-driven automation and insights.

Where do you live now, and where would the company be based after YC?

We live in Mountain View, CA, and plan to base the company here after YC.

Explain your decision regarding location.

Mountain View has the talent pool we need for AI and fintech, and it's where our team and early customers are located, so staying here keeps us close to both.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Prodigal YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Prodigal's public data (launch notes, founder backgrounds, product description). It shows how a company like Prodigal would present itself to YC, not the text they submitted.