Stilt YC Application
Stilt went through Y Combinator in the Winter 2016 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Winter 2016
- Industry
- FintechCredit and Lending
- Team size
- 35
- Status
- Acquired
- Launched
- 2015
Founders
Rohit MittalFounder/CEO
Priyank SinghFounder
What Stilt does
Stilt/Onbo enables you to launch credit products without a bank sponsor. We have built APIs to abstract complexity around licenses, regulatory compliance, underwriting, loan management system, credit reporting, and debt capital. We are backed by fintech investors including Y Combinator, Link Ventures, Hillsven Capital, Petrushka investments (early backer of Lending Club, Zillow, Check, Pets.com), and CEOs of billion-dollar fintech companies.
Stilt's YC application, reconstructed
Y Combinator application
Stilt, Winter 2016 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Stilt
Financial products for immigrants
We build APIs that let fintech companies launch credit products without needing their own bank sponsor. Our system handles licensing, regulatory compliance, underwriting, loan management, credit reporting, and access to debt capital, so our customers can focus on serving immigrants who lack traditional credit access.
We live in San Francisco, CA and plan to base the company here after YC.
San Francisco is the fintech and startup hub where our investors and early partners are located, so it gives us the best access to capital, talent, and fintech industry connections.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Stilt YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Stilt's public data (launch notes, founder backgrounds, product description). It shows how a company like Stilt would present itself to YC, not the text they submitted.
What YC batch was Stilt in?
Stilt was part of the Y Combinator Winter 2016 batch.
Who founded Stilt?
Stilt was founded by Rohit Mittal, Priyank Singh.
What does Stilt do?
Financial products for immigrants (acquired by JG Wentworth)
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Stilt's application, and every other YC batch, is in YC Insights.
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