Kashin

Kashin YC Application

Summer 2022Active

Kashin went through Y Combinator in the Summer 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Summer 2022
Industry
FintechCredit and Lending
Team size
45
Status
Active
Launched
2022

Founders

  • Christophe Robilliard
    Christophe RobilliardFounder
  • Jose Palacios
    Jose PalaciosFounder

What Kashin does

Credit for the emerging economy in Latam. We have 10K users and nearly $2M in annualized revenue, from our small loans to micro-merchants and individuals in the informal economy. We do our underwriting with our proprietary AI risk model processing 250+ variables from the user's smartphone and credit bureau.

Kashin's YC application, reconstructed

Y Combinator application

Kashin, Summer 2022 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Kashin

Describe what your company does in 50 characters or less.

Credit for the emerging economy in Latam

What is your company going to make? Please describe your product and what it does or will do.

We provide small loans to micro-merchants and individuals in the informal economy in Latin America. Our product is a lending platform powered by a proprietary AI risk model that evaluates over 250 variables from a user's smartphone and credit bureau data to approve credit quickly and reliably.

Where do you live now, and where would the company be based after YC?

We live in Lima and the company is based in Lima and remote locations. After YC we plan to remain largely remote but keep our core operations in Lima.

Explain your decision regarding location.

We are based in Lima because that's where the largest emerging economy segment we serve is located. Our users are micro-merchants and informal workers in Latam, and operating locally is key to understanding and reaching this market.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Kashin YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Kashin's public data (launch notes, founder backgrounds, product description). It shows how a company like Kashin would present itself to YC, not the text they submitted.

What YC batch was Kashin in?

Kashin was part of the Y Combinator Summer 2022 batch.

Who founded Kashin?

Kashin was founded by Christophe Robilliard, Jose Palacios.

What does Kashin do?

Credit for the emerging economy in Latam

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Kashin's application, and every other YC batch, is in YC Insights.

More YC startups like Kashin