Lendflow

Lendflow YC Application

Winter 2021Active

Lendflow went through Y Combinator in the Winter 2021 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Winter 2021
Industry
FintechPayments
Team size
55
Status
Active
Launched
2021

Founders

  • Jon Fry
    Jon FryFounder
  • Matthew Watts
    Matthew WattsFounder

What Lendflow does

We help companies embed lending services into their software so they can better serve their customers by helping them access capital, increase engagement in their product, improve retention and expand their revenue per user.

Lendflow's YC application, reconstructed

Y Combinator application

Lendflow, Winter 2021 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Lendflow

Describe what your company does in 50 characters or less.

Embedded lending infrastructure for software companies

What is your company going to make? Please describe your product and what it does or will do.

We build an API and platform that lets software companies add lending services directly into their products. Instead of users having to seek loans elsewhere, our infrastructure helps companies offer capital to their customers where they already interact with the product. This drives engagement, retention, and revenue growth for the software company, while helping their users access credit without friction.

Where do you live now, and where would the company be based after YC?

We live in Austin, TX, and plan to base the company here after YC.

Explain your decision regarding location.

Austin has become a strong hub for fintech and software talent and gives us access to the right engineers and partners. It's also where both founders live and work, so it makes sense to stay local and grow the team here.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Lendflow YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Lendflow's public data (launch notes, founder backgrounds, product description). It shows how a company like Lendflow would present itself to YC, not the text they submitted.

What YC batch was Lendflow in?

Lendflow was part of the Y Combinator Winter 2021 batch.

Who founded Lendflow?

Lendflow was founded by Jon Fry, Matthew Watts.

What does Lendflow do?

Embedded lending infrastructure for software companies

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Lendflow's application, and every other YC batch, is in YC Insights.

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