Munify

Munify YC Application

Summer 2025Active

Munify went through Y Combinator in the Summer 2025 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Summer 2025
Industry
Fintech
Team size
4
Status
Active
Launched
2025

Founders

  • Khalid Ashmawy
    Khalid AshmawyFounder

What Munify does

Munify is the cross-border Neobank for the Middle East and its diaspora. Instantly open a USD account, get a virtual card, and send money home at the best rates, all from one app.

Munify's YC application, reconstructed

Y Combinator application

Munify, Summer 2025 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Munify

Describe what your company does in 50 characters or less.

The Cross-Border Neobank for the Middle East

What is your company going to make? Please describe your product and what it does or will do.

We built a neobank designed specifically for Middle Eastern users and their diaspora. Our app lets users instantly open a USD account, get a virtual card, and send money home with the best rates. It's a single app solving multiple pain points around cross-border money management, optimized for this audience's needs.

Where do you live now, and where would the company be based after YC?

We live and work remotely. After YC, the company will remain remote but continue focusing on serving Middle Eastern users globally.

Explain your decision regarding location.

Being remote lets us reach talent wherever they are and keeps us close to our global user base. The Middle East diaspora isn't centralized in one location, so remote is best to serve them efficiently.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Munify YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Munify's public data (launch notes, founder backgrounds, product description). It shows how a company like Munify would present itself to YC, not the text they submitted.

What YC batch was Munify in?

Munify was part of the Y Combinator Summer 2025 batch.

Who founded Munify?

Munify was founded by Khalid Ashmawy.

What does Munify do?

The Cross-Border Neobank for the Middle East

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Munify's application, and every other YC batch, is in YC Insights.

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