Panta YC Application

Winter 2026Active

Panta went through Y Combinator in the Winter 2026 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2026
Industry: FintechInsurance
Team size: 3
Status: Active
Launched: 2025

Founders

Vincent ChenFounder
Frank WangFounder

What Panta does

Panta is a technology-enabled commercial insurance brokerage: we combine AI-powered internal workflows with licensed brokers to help businesses secure complex coverage faster than anyone in the world.

Panta's YC application, reconstructed

Y Combinator application

Panta, Winter 2026 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Panta

Describe what your company does in 50 characters or less.

AI Native Commercial Insurance Brokerage

What is your company going to make? Please describe your product and what it does or will do.

We are building an AI-driven commercial insurance brokerage platform. Our product combines AI tools that automate internal workflows with expert licensed brokers to help businesses get complex insurance coverage faster than existing brokers can. It handles quoting, underwriting prep, and policy management to reduce friction for commercial clients.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will remain based here after YC.

Explain your decision regarding location.

San Francisco is where our team lives and where the insurance and fintech ecosystems overlap. It's easier to hire, build partnerships, and meet customers here.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Panta YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Panta's public data (launch notes, founder backgrounds, product description). It shows how a company like Panta would present itself to YC, not the text they submitted.