Apurata YC Application
Apurata went through Y Combinator in the Summer 2019 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Summer 2019
- Industry
- FintechCredit and Lending
- Team size
- 12
- Status
- Active
- Launched
- 2019
Founders
José E. Carrillo PinoFounder
Patrick WakehamFounder
What Apurata does
We offer instant underwriting of financing at the point of sale (ecommerce or physical) focused on small purchases ($100-$1000).
Apurata's YC application, reconstructed
Y Combinator application
Apurata, Summer 2019 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Apurata
Point of sale financing for Latin America's middle class.
We built a platform that underwrites financing instantly at the point of sale, both online and in physical stores. Our focus is on smaller purchases, typically $100 to $1000, for Latin America's growing middle class that often struggles to get credit through traditional means.
We live and operate primarily in Lima, Peru. After YC, we plan to keep the company based here as our customers and market are deeply rooted in Latin America, especially Peru.
Latin America, specifically Peru, is where the credit gap we are addressing is largest and most urgent. Being local allows us to understand the unique challenges and credit behaviors of our customers and merchants.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Apurata YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Apurata's public data (launch notes, founder backgrounds, product description). It shows how a company like Apurata would present itself to YC, not the text they submitted.
What YC batch was Apurata in?
Apurata was part of the Y Combinator Summer 2019 batch.
Who founded Apurata?
Apurata was founded by José E. Carrillo Pino, Patrick Wakeham.
What does Apurata do?
Point of sale financing for Latin America's middle class.
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Apurata's application, and every other YC batch, is in YC Insights.
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