Ready For Zero

Ready For Zero YC Application

Summer 2010Inactive

Ready For Zero went through Y Combinator in the Summer 2010 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Summer 2010
Industry
FintechConsumer Finance
Team size
12
Status
Inactive
Launched
2012

Founders

  • Rod Ebrahimi
    Rod EbrahimiFounder/CEO
  • Ignacio ThayerFounder/CTO

What Ready For Zero does

ReadyForZero creates online financial tools for managing debt automatically. ReadyForZero users create plans, make payments, monitor credit and track their progress via the web or mobile. As of 2015, customers paid down over $250 million in debt - on their own. ReadyForZero was acquired by Avant.

Ready For Zero's YC application, reconstructed

Y Combinator application

Ready For Zero, Summer 2010 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Ready For Zero

Describe what your company does in 50 characters or less.

Personal debt and credit management

What is your company going to make? Please describe your product and what it does or will do.

We built a web and mobile platform that helps people manage and pay down their personal debt automatically. Users create personalized payoff plans, track payments, and monitor their credit scores all in one place.

Where do you live now, and where would the company be based after YC?

We live in Los Angeles, CA, and the company is based here.

Explain your decision regarding location.

We're based in LA because that's where we live and work. It's where we built the product and where our team is located.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Ready For Zero YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Ready For Zero's public data (launch notes, founder backgrounds, product description). It shows how a company like Ready For Zero would present itself to YC, not the text they submitted.

What YC batch was Ready For Zero in?

Ready For Zero was part of the Y Combinator Summer 2010 batch.

Who founded Ready For Zero?

Ready For Zero was founded by Rod Ebrahimi, Ignacio Thayer.

What does Ready For Zero do?

Personal debt and credit management. Acquired by Avant in 2015.

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Ready For Zero's application, and every other YC batch, is in YC Insights.

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