Tranqui Finanzas YC Application

Summer 2019Active

Tranqui Finanzas went through Y Combinator in the Summer 2019 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2019
Industry: FintechCredit and Lending
Team size: 27
Status: Active
Launched: 2019

Founders

Jorge GallegoFounder
Andres BuitragoFounder

What Tranqui Finanzas does

Tranqui is a debt collection company that has revolutionized the industry with its digital-first approach. Utilizing cutting-edge analytics and machine learning, Tranqui offers a more efficient and effective debt collection experience for users. Our technology-driven approach enables us to analyze user data and behavior patterns to develop personalized communication and repayment plans. This ensures that our users receive a tailored experience that is optimized for their individual needs, resulting in a higher success rate for debt repayment. With Tranqui, users can manage their debt repayment on their own terms, from the comfort of their own homes, thanks to our convenient and flexible digital channels. Our approach not only improves the debt collection experience for users but also helps to improve their overall financial health. Choose Tranqui for a better debt collection experience, with 2x the effectiveness of traditional debt collection methods.

Tranqui Finanzas's YC application, reconstructed

Y Combinator application

Tranqui Finanzas, Summer 2019 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Tranqui Finanzas

Describe what your company does in 50 characters or less.

Debt Management for Latin America

What is your company going to make? Please describe your product and what it does or will do.

We built a digital-first debt collection platform focused on Latin America. Our product uses data and machine learning to personalize communication and repayment plans so debtors can manage and pay their debts on their own terms through flexible digital channels. This approach doubles the effectiveness of traditional collection methods and improves users' financial health.

Where do you live now, and where would the company be based after YC?

We live in Cali and Bogotá, Colombia, and the company is based there with a remote team. Post-YC, we intend to keep the company headquartered in Colombia while continuing remote operations.

Explain your decision regarding location.

We chose Colombia because it's where we know the market and have strong ties. Fintech in Latin America is underserved, especially around debt collection, and being local helps us stay close to our users and partners. Remote work lets us attract talent across the region.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Tranqui Finanzas YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Tranqui Finanzas's public data (launch notes, founder backgrounds, product description). It shows how a company like Tranqui Finanzas would present itself to YC, not the text they submitted.