Wibond YC Application

Winter 2022Active

Wibond went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: FintechCredit and Lending
Team size: 30
Status: Active
Launched: 2022

Founders

Ezequiel BucaiFounder
Lucrecia PortaFounder

What Wibond does

Under "Buy Now, Pay Later" business model, Wibond is a 100% flexible digital payment method enabling the 200 million underbanked consumers without credit cards to shop online for the first time. We integrate directly into the purchase flow of online merchants, and we offer consumers a credit, when they have already made up their mind that they want to acquire a specific product. We provide financial and digital access to a large community of people offering payment options according to their possibilities and profile. Wibond is an inclusive and simple solution: - Consumers can create their free account to quickly access and pay without banks, in installments, and without a card. - Merchants with e-commerce channels increase their sales and integrate Wibond in a very agile way by offering a new form of payment and expanding their markets. We’re also integrated in the purchase flow of more than 500 merchants, including Samsung, Musimundo (one of the Biggest retailers in LATAM), and Motorola. And up to 65% of the payment transactions on these sites go through us.

Wibond's YC application, reconstructed

Y Combinator application

Wibond, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Wibond

Describe what your company does in 50 characters or less.

Affirm for LATAM

What is your company going to make? Please describe your product and what it does or will do.

We built a digital payment method that lets underbanked consumers in Latin America buy online without credit cards. We integrate directly into merchant checkout flows and give buyers access to credit right when they decide to purchase. Our product serves both consumers who lack access to traditional banking and merchants seeking to increase sales by enabling installment payments without cards.

Where do you live now, and where would the company be based after YC?

We live in Córdoba, Argentina, and the company is based there. After YC, we plan to keep the company rooted here.

Explain your decision regarding location.

Córdoba is where we have deep local knowledge of the underbanked market and strong team connections. This location lets us focus on building the product tailored to LATAM realities without losing our competitive advantage.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Wibond YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Wibond's public data (launch notes, founder backgrounds, product description). It shows how a company like Wibond would present itself to YC, not the text they submitted.