Orca YC Application

Winter 2022Active

Orca went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: Fintech
Team size: 4
Status: Active
Launched: 2022

Founders

DY Founder
Tim QinFounder

What Orca does

Orca is banking built for Gen Z from the ground up. Send money instantly, split bills with groups, access local discounts and perks, spend and save, and do everything else you could ever ask on Orca - the only financial hub you'll ever need.

Orca's YC application, reconstructed

Y Combinator application

Orca, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Orca

Describe what your company does in 50 characters or less.

Banking for Gen Z, on steroids

What is your company going to make? Please describe your product and what it does or will do.

We built a banking app tailored for Gen Z. It lets users send money instantly, split bills easily with groups, access local discounts and perks, spend, and save. Orca acts as a financial hub designed specifically for how young people manage money today.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA and Austin, TX. After YC, the company will likely remain based in these cities.

Explain your decision regarding location.

Our team is split between San Francisco and Austin, so it makes sense to stay in both for now. Both places have strong talent pools and support fintech.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Orca YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Orca's public data (launch notes, founder backgrounds, product description). It shows how a company like Orca would present itself to YC, not the text they submitted.