Belvo YC Application

Winter 2020Active

Belvo went through Y Combinator in the Winter 2020 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2020
Industry: FintechBanking and Exchange
Team size: 100
Status: Active
Launched: 2020

Founders

Oriol TintoreFounder
Pablo VigueraFounder

What Belvo does

We are Belvo, a financial API platform for Latam that enables any company or developer to access and interpret their end-users' financial information, through one easy-to-use API. Think Plaid for Latam. Our vision is to power the next generation of financial services in Latam by enabling more inclusive, efficient and empowering offerings through tech and data. Latam is a very exciting and dynamic place to be right now and a great place to build infrastructure for the next generation of financial products for a huge market.

Belvo's YC application, reconstructed

Y Combinator application

Belvo, Winter 2020 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Belvo

Describe what your company does in 50 characters or less.

Open Finance API platform for Latam

What is your company going to make? Please describe your product and what it does or will do.

We are building a financial API platform that lets developers and companies in Latam access and interpret end users' financial data from multiple institutions through one simple API. This unlocks the ability to build better products like credit, accounting and personal finance apps in a region where this infrastructure barely exists.

Where do you live now, and where would the company be based after YC?

We live and are based in São Paulo, Brazil, and plan to keep the company headquartered here after YC.

Explain your decision regarding location.

Latam is underserved in open finance infrastructure. Being physically in São Paulo lets us build local partnerships, understand the regulatory and technical challenges, and connect with the market we serve. We want to build the backend infrastructure for the next generation of financial products here.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Belvo YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Belvo's public data (launch notes, founder backgrounds, product description). It shows how a company like Belvo would present itself to YC, not the text they submitted.