amiloz YC Application

Winter 2022Active

amiloz went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: FintechCredit and Lending
Team size: 20
Status: Active
Launched: 2022

Founders

Debashish BhadraFounder
Gianfranco GentilleFounder

What amiloz does

We are a Y Combinator / Latitud backed micro-lending platform in Mexico led by talent from companies such as Capital One, Bain & Company, Konfio, DiDi, Clip, Klarna, etc. We are hyper focused on making sure that customers improve their financial lives significantly through their relationship with us. In a very short time, we have achieved significant traction with exceptional consumer outcomes and unit economics. We are also building and incorporating a significant amount of AI into our operations, so this is a great place to work for anybody who has ambitions to build real time applications of AI. Our goal is to build the biggest AI enabled consumer fintech platform in Mexico and eventually LatAm.

amiloz's YC application, reconstructed

Y Combinator application

amiloz, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

amiloz

Describe what your company does in 50 characters or less.

Micro-lender in Mexico

What is your company going to make? Please describe your product and what it does or will do.

We built a micro-lending platform focused on Mexico's underserved consumers. The product offers small loans with clear terms, designed to help users improve their financial health over time. We mix traditional credit evaluation with AI to provide fast decisions and responsible lending.

Where do you live now, and where would the company be based after YC?

We live and are based in Mexico City, and after YC we will continue to operate from here.

Explain your decision regarding location.

We chose Mexico City because that's where we understand the market and customer needs deeply. It's also where our team is based and where the biggest demand for transparent micro-lending exists.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real amiloz YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from amiloz's public data (launch notes, founder backgrounds, product description). It shows how a company like amiloz would present itself to YC, not the text they submitted.