Oxygen YC Application

Summer 2018Active

Oxygen went through Y Combinator in the Summer 2018 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2018
Industry: FintechConsumer Finance
Team size: 68
Status: Active
Launched: 2018

Founders

Hussein AhmedFounder

Oxygen's YC application, reconstructed

Y Combinator application

Oxygen, Summer 2018 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Oxygen

Describe what your company does in 50 characters or less.

Digital bank for personal and business use

What is your company going to make? Please describe your product and what it does or will do.

We are building a US-focused digital bank that serves both employees and small business owners with a simple app that combines personal and business accounts in one place. The product offers banking, credit, and expense management geared toward freelancers and entrepreneurs who don't fit well with traditional banks.

Where do you live now, and where would the company be based after YC?

We live and work from San Francisco, Los Angeles, and remotely. After YC, we will continue to be based in San Francisco and operate with a distributed team across the US.

Explain your decision regarding location.

We chose San Francisco as our main hub due to access to technical talent and the fintech ecosystem. Remote work extends our reach and lets us hire specialized skills from multiple locations.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Oxygen YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Oxygen's public data (launch notes, founder backgrounds, product description). It shows how a company like Oxygen would present itself to YC, not the text they submitted.