PINA YC Application

Winter 2022Active

PINA went through Y Combinator in the Winter 2022 batch as a Fintech company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Winter 2022
Industry: Fintech
Team size: 25
Status: Active
Launched: 2021

Founders

Daniel van LeeuwenFounder
Hendry ChouFounder
Christian HermawanFounder
Fajar KuntoroFounder

What PINA does

At PINA, we are designing and building the future of personal finance with a mission to help everyone achieve financial freedom by providing products and advice that make complicated financial decisions simple and relevant. We seamlessly integrate money management and investing into one app to allow people to manage their finances holistically. Users can see their net worth, monthly cash flow and how their budget has changed over the past several months. All of this is automated and designed to help them achieve the savings goal which they have set. In addition to money management, we focus on making investing easy with pre-built portfolios and automatic rebalancing. When you sign up for an account, it offers the option to pick an expertly built portfolio, or you can choose to build your own.

PINA's YC application, reconstructed

Y Combinator application

PINA, Winter 2022 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

PINA

Describe what your company does in 50 characters or less.

WealthFront of Indonesia

What is your company going to make? Please describe your product and what it does or will do.

We build a personal finance app for Indonesians that combines money management and investing. Users can track their net worth, income, expenses, and budgets automatically in one place. We also offer pre-built investment portfolios and automatic rebalancing to make investing simple. The app helps users set savings goals and stay on track without juggling multiple apps.

Where do you live now, and where would the company be based after YC?

We live and work in Jakarta, Indonesia. The company will remain based in Jakarta after YC.

Explain your decision regarding location.

Our users are Indonesians, and Jakarta is where we have the best access to local talent, financial institutions, and customers. Staying local lets us build better product-market fit and trust with our audience.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real PINA YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from PINA's public data (launch notes, founder backgrounds, product description). It shows how a company like PINA would present itself to YC, not the text they submitted.