Decentro

Decentro YC Application

Summer 2020Active

Decentro went through Y Combinator in the Summer 2020 batch as a B2B company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Summer 2020
Industry
B2BEngineering, Product and Design
Team size
60
Status
Active
Launched
2020

Founders

  • Rohit Taneja
    Rohit TanejaFounder

What Decentro does

Almost every company that has to integrate with the legacy financial institutions, faces several challenges when it comes to the product cycle. Not only are the APIs and documentations less available, but they are also old school and ridden with errors and loopholes. On top of that, the lack of a single point of contact from the underlying institutions, makes the already long integration cycle of 5 months feel like a temple run between different departments. And since those services break and update over time, you can imagine the nightmare in terms of coordination between the tech teams. We are a full-stack platform where you can come, select your desired modules, play in the sandbox, and launch your product with the APIs and SDKs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow. It's that easy, as it should be. Welcome to the future.

Decentro's YC application, reconstructed

Y Combinator application

Decentro, Summer 2020 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Decentro

Describe what your company does in 50 characters or less.

API Platform for Banking Integrations

What is your company going to make? Please describe your product and what it does or will do.

We've built a full-stack API platform that lets fintech companies integrate with banks and financial institutions smoothly across India and APAC. Our product eliminates the pain of dealing with unreliable, outdated bank APIs, lack of documentation, and multiple institutional touchpoints. Users pick modules, test in our sandbox, and ship live APIs in weeks instead of months. We handle all ongoing maintenance and updates.

Where do you live now, and where would the company be based after YC?

We're based in Bengaluru, Delhi, and Singapore currently. After YC, we'll likely keep these offices but focus more on Bengaluru as our main engineering and product hub.

Explain your decision regarding location.

We started in Bengaluru because of the engineering talent and fintech ecosystem. Delhi provides closer proximity to regulatory bodies and key partners. Singapore helps us cover APAC markets and international banking standards.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Decentro YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Decentro's public data (launch notes, founder backgrounds, product description). It shows how a company like Decentro would present itself to YC, not the text they submitted.

What YC batch was Decentro in?

Decentro was part of the Y Combinator Summer 2020 batch.

Who founded Decentro?

Decentro was founded by Rohit Taneja.

What does Decentro do?

API Platform for Banking Integrations (Plaid for India and APAC)

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Decentro's application, and every other YC batch, is in YC Insights.

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