Finto YC Application

Summer 2025Active

Finto went through Y Combinator in the Summer 2025 batch as a B2B company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2025
Industry: B2BFinance and Accounting
Team size: 7
Status: Active
Launched: 2025

Founders

Jonas Morgner
Linus Boehm
Lorenz Neuner

What Finto does

Finto builds AI accounting software for enterprise finance teams. We automate the invoice-to-pay process from their email inbox to their ERP. Cutting out 80% of the accountants daily work in invoice recording, account coding and invoice approvals.

Finto's YC application, reconstructed

Y Combinator application

Finto, Summer 2025 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Finto

Describe what your company does in 50 characters or less.

AI accounting for enterprise finance teams

What is your company going to make? Please describe your product and what it does or will do.

We build AI accounting software that automates the entire invoice-to-pay process for enterprise finance teams. Our product integrates directly with their email inboxes and ERPs to handle invoice recording, account coding, and approvals. It slashes the manual workload accountants face every day in managing invoices.

Where do you live now, and where would the company be based after YC?

We live in Munich, BY, Germany, and the company is based here. After YC, we plan to maintain the company headquarters in Munich.

Explain your decision regarding location.

Munich has a strong pool of finance and tech talent that we rely on. Keeping the company here ensures we stay close to our early customers and maintain our team cohesion. We plan to come to YC in person but run the company primarily from Munich.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Finto YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Finto's public data (launch notes, founder backgrounds, product description). It shows how a company like Finto would present itself to YC, not the text they submitted.