Rutter YC Application

Summer 2019Active

Rutter went through Y Combinator in the Summer 2019 batch as a B2B company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2019
Industry: B2BEngineering, Product and Design
Team size: 24
Status: Active
Launched: 2019

Founders

Eric YuFounder
Peter ZhouFounder

What Rutter does

Rutter is the unified API infrastructure powering the next generation of B2B fintech. We help tech-forward companies build seamlessly integrated financial products by connecting to their customers' systems of record, from accounting platforms to e-commerce systems. The financial operations landscape is fragmented across hundreds of platforms (QuickBooks, NetSuite, Shopify, Stripe, etc.). Without Rutter, companies must spend thousands of engineering hours building and maintaining these critical integrations. Our Universal API provides the same level of granularity as direct integrations while using a single, consistent schema. This enables our customers to build end-to-end workflows for financial planning, lending, expense management, AP/AR automation, and more, in days, not months. Leading fintechs like Mercury, Airwallex, and Orb trust Rutter to power their integrated financial solutions. Learn more:

Rutter's YC application, reconstructed

Y Combinator application

Rutter, Summer 2019 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Rutter

Describe what your company does in 50 characters or less.

The Unified API for Business Financial Data

What is your company going to make? Please describe your product and what it does or will do.

We built a universal API that connects businesses to their customers' financial systems of record - like QuickBooks, NetSuite, Shopify, and Stripe - through one consistent interface. This lets fintech companies build products involving financial planning, lending, or expense management without rebuilding integrations from scratch for each platform.

Where do you live now, and where would the company be based after YC?

We live in New York, NY, and intend to keep the company based here after YC.

Explain your decision regarding location.

New York is where our team is, where our early customers and partners are, and it's strong in fintech. We see no reason to move when all founders and the core team are here.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Rutter YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Rutter's public data (launch notes, founder backgrounds, product description). It shows how a company like Rutter would present itself to YC, not the text they submitted.