83 YC Insurance Startups

83 Y Combinator companies carry the Insurance tag in YC's own directory, across every batch since 2005. Each row shows what the company does, its batch, HQ and status, and links to its YC application reconstructed in the real form, so a founder building a Insurance startup can read how accepted companies answered the same questions.

Companies
83
Top industries
Fintech, B2B and Healthcare
Top locations
San Francisco, New York and London
YC top companies
1
83 reconstructed applications

Read the YC application of all 83 companies

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The first 83 companies, top companies first

1
Newfront
NewfrontTopModern insurance brokerage.
Winter 2018San Francisco, CAAcquired
2
Acolite
AcoliteAI Native Commercial Insurance Broker
Spring 2025New York, NYActive
3
Adaptional
AdaptionalAI-powered insurance claims review
Summer 2025San Francisco, CAActive
5
Albiware Inc.
Albiware Inc.B2B SaaS for insurance damage repair contractors.
Summer 2022Downers Grove, ILActive
6
Amenli
AmenliOffers insurance to customers in a convenient & transparent way
Summer 2021Cairo, Cairo Governorate, EgyptActive
7
Axle
AxleAI-native clearinghouse for insurance
Summer 2022New York, NYActive
8
Basepilot
BasepilotAI agents for insurance claims
Winter 2024San Francisco, CAActive
9
Benchify
BenchifyExecutable healthcare contracts
Summer 2024San Francisco, CAActive

That is 10 of 83.

Every company below has its YC application reconstructed in YC Insights. Create a free account to read them all.

Read all 83 applications
11
Catamaran
CatamaranThe AI-powered risk decision platform
Summer 2023London, England, United KingdomAcquired
12
Clupp
CluppInnovative insurance solutions for underserved markets.
Winter 2022Mexico City, CDMX, MexicoActive
15
Covela
CovelaThe digital insurance broker for SMEs in LATAM
Summer 2019Mexico City, CDMX, MexicoInactive
16
Cover
CoverThe mobile-first insurance platform that makes insurance easy.
Winter 2016San Francisco, CAInactive
17
Coverage Cat
Coverage CatConsumer Optimized Insurance
Summer 2022New York, NYActive
19
Curacel
CuracelAI-Powered Infrastructure for Insurance & Healthcare
Winter 2022London, United KingdomActive
20
Evergrove
EvergroveInstant healthcare for all, starting with work comp
Summer 2026New York City, NYActive
21
Evry Health
Evry HealthBetter health insurance for mid-size companies
Winter 2018Dallas, TXAcquired
22
Fat Llama
Fat LlamaFat Llama is the first fully insured peer-to-peer rental marketplace.…
Summer 2017London, England, United KingdomAcquired
23
Florin
FlorinFlorin is an AI-native insurance company that runs autonomously
Summer 2026San Francisco, CAActive
24
FurtherAI
FurtherAIAI Workforce for the Insurance Industry
Winter 2024San Francisco, CAActive
26
GroMo
GroMoApp for independent agents to sell financial products in India
Winter 2021Gurugram, HR, IndiaActive
27
Happl
HapplYour personalised benefits and engagement platform for global teams
Winter 2022London, England, United KingdomActive
28
Harper
HarperAI-native commercial insurance brokerage
Winter 2025San Francisco, CAActive
29
Hedge
HedgeAI-Native specialty insurance company
Spring 2026San Francisco, CAActive
30
Hesper AI
Hesper AIAI Claims Investigator for Insurance
Fall 2026New York City, NYActive
32
InQuery
InQueryIntelligent Medical Record Reviews
Winter 2024New York City, NYActive
33
Insurf
InsurfThe AI-Native Decision Layer for Health Insurance
Summer 2026San Francisco, CAActive
34
InventoryQuant
InventoryQuantWe automate the inventory process in insurance
Winter 2026San Francisco, CAActive
37
KorrAI
KorrAIAI-native workspace for end-to-end desktop studies
Winter 2022Toronto, ON, CanadaActive
39
Latent
LatentMedical language models to automate healthcare operations
Winter 2023San Francisco, CAActive
40
Leaky
LeakyOnline auto and business insurance. (Acquired 2013)
Summer 2011San Francisco, CAInactive
41
Ledger Investing
Ledger InvestingMarketplace for insurance securitization.
Winter 2017United StatesActive
43
MedPiper Technologies, Inc
MedPiper Technologies, IncInstant cash payouts for delayed flights
Summer 2020Bengaluru, KA, IndiaActive
44
Momento
MomentoBuilding a full-stack auto insurer for the underserved in LatAm
Winter 2022Mexico City, CDMX, MexicoActive
45
Morada Uno
Morada UnoWe underwrite and insure house rentals in Latam
Winter 2021Mexico City, CDMX, MexicoActive
46
Mount
MountThe AI Insurance Carrier
Spring 2026San Francisco, CAActive
47
Mulligan
MulliganAI automation for insurance brokerages
Winter 2023San Francisco, CAActive
48
Obie
ObieMoving Investment Property Insurance Forward
Summer 2019Chicago, ILAcquired
50
Parsewise
ParsewiseMulti-document processing for your risk teams, AI agents, pipelines
Spring 2025London, England, United KingdomActive
51
Pasito
PasitoAI agents for insurance and benefits
Summer 2022New York, NYActive
53
Pibit.ai
Pibit.aiThe fastest path from submission to better decisions.
Winter 2021San Francisco, CAActive
54
PolicyFly
PolicyFlyModernizing Specialty Insurance
Winter 2022New York, NYActive
56
PRINCEPS
PRINCEPSAI-native insurance company for the compute economy
Summer 2026London, England, United KingdomActive
57
Qlo
QloLegora for commercial insurance carriers
Summer 2026San Francisco, CAActive
58
Redoubt Insurance
Redoubt InsuranceCommercial insurance for small businesses
Fall 2026Salt Lake City, UTActive
59
RiskAngle
RiskAngleAI medical summaries in minutes
Summer 2024San Francisco, CAInactive
61
Risklytics
RisklyticsAI-Native Insurance for Frontier Tech
Summer 2026San Francisco, CAActive
62
Rote
RoteAI-native insurance department for auto body shops
Winter 2027San Francisco, CAActive
63
SafeButler
SafeButlerYour chief servant for shopping insurance
Summer 2017Palo Alto, CAActive
64
SafetyWing
SafetyWingHealth insurance for remote teams
Winter 2018San Francisco, CAActive
65
Samos Insurance
Samos InsuranceAccidental Death Insurance for Surgery
Winter 2022Kitchener, ON, CanadaActive
66
Savvy
SavvyFlexible stipends for employee health insurance
Winter 2020San Francisco, CAAcquired
67
Shepherd
ShepherdModernizing commercial insurance
Winter 2021San Francisco, CAActive
70
Strada
StradaAI agents that run insurance operations
Summer 2023San Francisco, CAActive
71
Stream
StreamThe AI Claims Workbench automating insurance claims
Summer 2022San Francisco, CAActive
72
Surematics
SurematicsWe help commercial insurance brokers structure complicated…
Summer 2017San Francisco, CAAcquired
73
SuretyNow
SuretyNowThe Modern Surety Bond Platform
Winter 2024Austin, TXActive
74
Tesora
TesoraFrontier AI for Actuaries
Summer 2025San Francisco, CAActive
78
Veltha
VelthaAI native TPA starting with workers comp
Fall 2026San Francisco, CAActive
79
Verak
VerakBetter Business Insurance for MSMEs in India
Winter 2021Bengaluru, IndiaAcquired
81
Willing
WillingThe best way to make your legal will.
Summer 2015Miami, FLAcquired
83
Zinc Platform
Zinc PlatformInsurance Distribution Infrastructure
Winter 2017New York, NYInactive

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About this list

This list is part of Round Funded, an investor database and outreach platform for founders. It covers 60,000+ active VCs, angels, family offices and accelerators with verified contacts, lets you send pitches from your own Gmail, and includes a free Data Room for your raise. How this data is built.

Frequently Asked Questions

How many Y Combinator companies are in tagged Insurance?

This directory lists 83 YC companies in tagged Insurance, out of 6,207 across every batch since 2005. The count updates when the directory is refreshed, and every one of them is on this page with a link to its public profile.

Are the YC applications on these pages real?

No. YC keeps submitted applications private. Every application linked from this list is a reconstruction: the real YC form questions, answered from the company's public data. The Company section is free on each page; the rest opens in YC Insights.

Which companies on this page are best known?

Newfront lead the table above. YC marks 1 of the 83 companies here as top companies, its own list of the highest-valued and highest-revenue alumni.

How do I use this list when applying to YC?

Pick five companies on this page whose product is closest to yours, read their reconstructed applications side by side in YC Insights, and note how each answers the same question. Then write your own answers to that standard.

Where does this data come from?

From YC's public company directory, refreshed by batch, with each company's status, industry and location as YC reports them. Round Funded adds the reconstructed application and the founder profiles; nothing private is published.

What is Round Funded?

Round Funded is an investor database and outreach platform for startup founders. It lists 60,000+ active investors with verified contacts, filtered to recent investment activity, and lets founders send personalized pitches from their own Gmail, track replies, and share a free Data Room. Round+ starts at $99 per month with a 3-day trial.