Insurf YC Application
San Francisco
Insurf went through Y Combinator in the Summer 2026 batch as a Healthcare company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.
- YC batch
- Summer 2026
- Industry
- Healthcare
- Location
- San Francisco
- Team size
- 3
- Status
- Active
- Launched
- 2026
Founders
Bryan ChungCo-Founder
Chang LuCo-Founder
What Insurf does
Insurf is the AI-native data and decision layer for health insurance. Our model Surely identifies the lowest-cost coverage for anyone, saving individuals, families, and companies thousands per employee. Our product Inveto collects the data from hospitals and clinics that informs Surely.
Insurf's YC application, reconstructed
Y Combinator application
Insurf, Summer 2026 batch. The real form questions, answered from public data.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Insurf
AI-native decision layer for health insurance.
We're building Insurf, an AI-native data and decision layer for health insurance. Our model, Surely, identifies the lowest-cost coverage options for individuals, families, and companies. Our second product, Inveto, collects the critical hospital and clinic data that powers Surely's recommendations. We save users and employers thousands per employee by making health insurance decisions data-driven and automatic.
San Francisco, CA, USA. We will stay based in San Francisco after YC.
San Francisco is the center of healthcare tech and AI. It's where the talent, customers, and network for what we're building are concentrated.
21 more answers in the full application
Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.
Frequently Asked Questions
Is this the real Insurf YC application?
No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Insurf's public data (launch notes, founder backgrounds, product description). It shows how a company like Insurf would present itself to YC, not the text they submitted.
What YC batch was Insurf in?
Insurf was part of the Y Combinator Summer 2026 batch.
Who founded Insurf?
Insurf was founded by Bryan Chung, Chang Lu.
What does Insurf do?
The AI-Native Decision Layer for Health Insurance
How do I read the full reconstructed application?
Create a free Round Funded account. The full 26-answer version of Insurf's application, and every other YC batch, is in YC Insights.
More YC startups like Insurf
