Revenue-Based Financing

Определение

Revenue-based financing is a form of non-dilutive capital where a company repays an investor as a fixed percentage of its ongoing revenue until it has paid back a set multiple of the amount borrowed, rather than on a fixed monthly schedule.

Как это возникает в процессе рейза

Founders with predictable recurring revenue use revenue-based financing to fund growth spend like marketing or inventory without giving up equity or taking on a rigid debt repayment schedule tied to a set date.

Часто задаваемые вопросы

How is revenue-based financing different from venture debt?

Venture debt is a traditional term loan with fixed monthly payments and usually equity warrants attached. Revenue-based financing repayments flex with actual revenue, so a slow month means a smaller payment instead of a missed one.

What kind of company qualifies for revenue-based financing?

Lenders typically want consistent, recurring revenue, such as SaaS subscriptions or e-commerce sales, since the repayment amount depends directly on the top line staying predictable.

Ресурсы Round Funded

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