Palomma

Palomma YC Application

Winter 2023Active

Palomma went through Y Combinator in the Winter 2023 batch as a Real Estate and Construction company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Winter 2023
Industry
Real Estate and Construction
Team size
8
Status
Active
Launched
2023

Founders

  • Cipriano Echavarria
    Cipriano EchavarriaFounder
  • Nicolas Gomez del Campo
    Nicolas Gomez del CampoFounder
  • Felipe Monsalve
    Felipe MonsalveFounder

What Palomma does

Palomma is building the AI-native bank for real estate in LatAm. We start with AI agents for property managers (leasing, sales, collections), then add payments to own the flow of rent. This unlocks credit and insurance products to monetize on the $235Bn of rental flows from tenants and landlords.

Palomma's YC application, reconstructed

Y Combinator application

Palomma, Winter 2023 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Palomma

Describe what your company does in 50 characters or less.

AI and finance for LatAm real estate rent

What is your company going to make? Please describe your product and what it does or will do.

We're building an AI-native bank focused on real estate rental in Latin America. Our product starts with AI agents that help property managers handle leasing, sales, and collections. We then integrate payments to control rent flow, which opens up credit and insurance tailored for tenants and landlords.

Where do you live now, and where would the company be based after YC?

We live in Medellín, Antioquia, Colombia, and will remain based here after YC.

Explain your decision regarding location.

Medellín is central to LatAm real estate markets we serve and has a strong tech community. Being local keeps us close to early users and market realities.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Palomma YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Palomma's public data (launch notes, founder backgrounds, product description). It shows how a company like Palomma would present itself to YC, not the text they submitted.

What YC batch was Palomma in?

Palomma was part of the Y Combinator Winter 2023 batch.

Who founded Palomma?

Palomma was founded by Cipriano Echavarria, Nicolas Gomez del Campo, Felipe Monsalve.

What does Palomma do?

AI & financial services for real estate in LatAm, starting by rent

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Palomma's application, and every other YC batch, is in YC Insights.

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