Lendsnap YC 申请

Summer 2016Inactive

Lendsnap 在 Summer 2016 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2016
行业: FintechBanking and Exchange
状态: Inactive
已发布: 2016

创始人

Orion ParrottFounder/Founding CEO
Mike RomanoFounder/| Vice President of Business Development

Lendsnap 做什么

The Digital Mortgage Company Lenders will write $1.5T of home mortgages in 2017, and will have to evaluate every single borrower's ability to repay. This is expected to cost the industry $15B in human labor. We talked to these humans, and learned that they spend 1/3 of their time just asking other humans for documents and data that are almost universally available online. While the market is slowly moving to transactional data, Lendsnap is the only company helping lenders get ahead of the competition by delivering original electronic documents and data sets. That means portfolios of our lender customers stay completely liquid in the secondary market. No one else can offer that today. Lendsnap instantly gathers the original borrower documents and data for lenders by linking to consumer financial accounts. We increase loan origination team productivity by 25%+ and save applicants several hours on each application as well. Our intuitive and easy-to-use workflow makes it easy and safe for borrowers to turn in and for loan officers to receive the necessary documents for lenders to make a credit decision. As the only company delivering the right documents and data to originate non-agency loans such as VA, FHA, and subprime, we are able to work with all types of lenders. Furthermore, we are uniquely suited to serve mortgage brokers (12% market share) who have to remain flexible to the credit needs of their diverse borrowers. We are the only post-launch company that delivers actual electronic statements straight from source institutions, such as Bank of America, TurboTax, Chase, and hundreds more.

Lendsnap 的 YC 申请，重建版

Y Combinator 申请

Lendsnap，Summer 2016 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Lendsnap

Describe what your company does in 50 characters or less.

The Digital Mortgage Company

What is your company going to make? Please describe your product and what it does or will do.

We build a platform that directly connects lenders to original borrower documents and financial data by linking to consumer financial accounts. Our product lets loan officers quickly and securely collect necessary information without chasing paper, saving time and increasing productivity. This is tailored for mortgage brokers and non-agency lenders who need actual electronic statements from source institutions like Bank of America and TurboTax.

Where do you live now, and where would the company be based after YC?

We live in Berkeley, CA and plan to keep the company here after YC.

Explain your decision regarding location.

We are based in Berkeley because it gives us access to technical talent and proximity to the Bay Area fintech ecosystem, which helps us understand and serve mortgage lenders better.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Lendsnap 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Lendsnap 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Lendsnap 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Lendsnap 是哪个 YC 批次的？

Lendsnap 是 Y Combinator Summer 2016 批次的成员。

谁创立了 Lendsnap？

Lendsnap 由 Orion Parrott, Mike Romano 创立。

Lendsnap 做什么？

The Digital Mortgage Company.

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Lendsnap 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。