Lendtable YC 申请

Summer 2020Active

Lendtable 在 Summer 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2020
行业: FintechCredit and Lending
团队规模: 20
状态: Active
已发布: 2020

创始人

Sheridan ClayborneFounder
Mitchell JonesFounder

Lendtable 做什么

1 in 4 Americans do not get their full 401(k) match. That means 25 million workers are leaving $24 billion on the table in free employer contributions. The primary reason these workers cannot get their match is because they do not have enough to both cover living expenses and invest. Lendtable helps workers get thousands in additional income by giving them a cash advance to cover their living expenses so they can finally begin earning their employer match. Once their money has vested we take some of the match money earned in order to cover our expenses. Workers now have thousands of dollars more without putting any money down, and we make money helping them do so -- we win if they win.

Lendtable 的 YC 申请，重建版

Y Combinator 申请

Lendtable，Summer 2020 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Lendtable

Describe what your company does in 50 characters or less.

We give employees cash advances for their 401k match and ESPP

What is your company going to make? Please describe your product and what it does or will do.

We built a product that gives people cash advances to cover the money they would otherwise use for living expenses so they can contribute to their 401(k) or ESPP and get the employer match. Our app tracks vesting and collects a portion of the employer match earned to cover our costs. This unlocks free money for workers who usually miss out because they don't have extra cash.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, and the company will stay based here after YC.

Explain your decision regarding location.

San Francisco is where we live and where our network and talent pool are. Being here keeps us close to investors and early customers in fintech, so it simply makes sense to base the company here.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Lendtable 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Lendtable 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Lendtable 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Lendtable 是哪个 YC 批次的？

Lendtable 是 Y Combinator Summer 2020 批次的成员。

谁创立了 Lendtable？

Lendtable 由 Sheridan Clayborne, Mitchell Jones 创立。

Lendtable 做什么？