LendUp YC 申请

Winter 2012Inactive

LendUp 在 Winter 2012 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2012
行业: FintechCredit and Lending
团队规模: 201
状态: Inactive
已发布: 2011

创始人

Sasha OrloffFounder/CEO
Jacob RosenbergFounder/CTO

LendUp 做什么

Could a fintech company be built that helps people today, and prepares them for tomorrow? One that offers consumers high quality, mobile-first credit and savings products and protects them from tricks and traps? That’s LendUp. LendUp's mission is to provide anyone with a better path to financial health. We believe there are two types of financial products: chutes and ladders. Ladders help people up, chutes push people down. One of our core values is that every product we offer at LendUp is a ladder, measured by the long-term financial well-being of our customers. LendUp credit cards, loans, and savings resources reflect our commitment to getting our customers to a better financial state. We are a data-driven company and build all of our technology in-house. With a firm belief that you're more than your credit score, we're extending credit as aggressively as possible and helping solve for the income volatility and financial instability that affects more than 140 million Americans. We are backed by more than $325 million in debt and equity financing from investors such as GV, PayPal, Y Combinator, QED Investors, Susa Ventures, Data Collective, Thomvest Ventures, Kleiner Perkins, Kapor Capital, Bronze Investments, radicle impact, Victory Park Capital, Reddit co-founder Alexis Ohanian, Gmail founder Paul Buchheit, Troy Carter, and many others. One of our values is "different backgrounds, same mission." We come from venerable Silicon Valley technology companies, major banks, nonprofits and law firms. We're former consumer advocates, regulators and academics. Together, we're bringing our mission to life. Join us!

LendUp 的 YC 申请，重建版

Y Combinator 申请

LendUp，Winter 2012 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

LendUp

Describe what your company does in 50 characters or less.

Mobile-first credit and savings for financial health

What is your company going to make? Please describe your product and what it does or will do.

We make credit and savings products designed to help people improve their financial health over time. Our products avoid traps like high fees and predatory terms and focus instead on building credit and savings sustainably for users with unstable income or low credit scores.

Where do you live now, and where would the company be based after YC?

We currently live in San Francisco, CA, and plan for the company to continue to be based here after YC.

Explain your decision regarding location.

San Francisco is where we have our network, talent, and the fintech ecosystem. Being here keeps us close to financial regulators and technology partners we need.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 LendUp 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 LendUp 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 LendUp 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

LendUp 是哪个 YC 批次的？

LendUp 是 Y Combinator Winter 2012 批次的成员。

谁创立了 LendUp？

LendUp 由 Sasha Orloff, Jacob Rosenberg 创立。

LendUp 做什么？

LendUp is a socially responsible company on a mission to redefine…

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 LendUp 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。