Envelope YC 申请

Summer 2023Active

Envelope 在 Summer 2023 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Summer 2023
行业: FintechConsumer Finance
团队规模: 2
状态: Active
已发布: 2023

创始人

Katelyn StrobelFounder
Josh StrobelFounder

Envelope 做什么

Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._

Envelope 的 YC 申请，重建版

Y Combinator 申请

Envelope，Summer 2023 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Envelope

Describe what your company does in 50 characters or less.

Banking with built-in budgeting

What is your company going to make? Please describe your product and what it does or will do.

We built Envelope, a banking app that includes built-in budgeting. Unlike Mint or Copilot, we issue you a checking account during onboarding so you never have to sync or connect flaky bank APIs. It's designed to be your primary checking and savings account, replacing the need to juggle multiple financial apps and spreadsheets.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will be based here after YC as well.

Explain your decision regarding location.

We're based here because it's where we live and where the fintech ecosystem is strong. Both founders are settled in SF, which keeps us close to potential users and partners.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Envelope 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Envelope 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Envelope 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Envelope 是哪个 YC 批次的？

Envelope 是 Y Combinator Summer 2023 批次的成员。

谁创立了 Envelope？

Envelope 由 Katelyn Strobel, Josh Strobel 创立。

Envelope 做什么？