Easyplan YC 申请

Winter 2020Inactive

Easyplan 在 Winter 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。

YC 批次: Winter 2020
行业: FintechAsset Management
团队规模: 8
状态: Inactive
已发布: 2020

创始人

Sanjay GandhiFounder
Manisha PanditaFounder

Easyplan 做什么

Easyplan is an investment app for beginner investors in India (kind of a cross between Betterment and Qapital in the US). We also provide users with a credit card secured by their investments. We launched with money market funds and have ~40,000 customers who’ve invested (~40% MoM growth). The pandemic spurred interest among new investors, and our AUM has grown 3x since April 2020. And we’ve done this with a cost of acquisition that is 10% of the industry average. Here’s the problem we see. Only 10% of the 100 million middle-income Indian workers have invested in the markets. This is despite the fact that they save ~30% of their income, making this a $325B potential market in assets under management. However, current investment apps in India are built for active investors. With over 16,000+ mutual funds and 5000+ stocks to choose from, they are far too complicated for beginners, who make up most of the market. We’re building an AI - driven investment planning software that is designed for beginners. Users use our conversational AI to get diversified mutual fund portfolios tailored to their goals. We also offer users a credit card secured by their investments, so they can earn return without losing liquidity. In terms of business model, we make commissions on the asset we manage, and interchange fees on the fund. We estimate we can make $12 per user per year, which is 6x our current acquisition cost of $2 per investor.

Easyplan 的 YC 申请，重建版

Y Combinator 申请

Easyplan，Winter 2020 期。来自公开数据的真实申请问题解答。

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Easyplan

Describe what your company does in 50 characters or less.

AI-driven investment app for beginner Indian investors

What is your company going to make? Please describe your product and what it does or will do.

We built an AI-powered investment app targeting beginner investors in India. It simplifies choosing among thousands of mutual funds and stocks by using conversational AI to tailor diversified portfolios based on users' goals. We also offer a credit card secured by their investments, letting users earn returns without losing liquidity.

Where do you live now, and where would the company be based after YC?

We live and operate out of Maharashtra, India, and the company would continue being based here after YC.

Explain your decision regarding location.

Our user base is in India, especially among middle-income earners. Being in Maharashtra lets us stay close to our market and manage a distributed team while connecting with India's growing fintech ecosystem.

21 更多回答在完整申请中

Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。

查看完整申请

常见问题解答

这是 Easyplan 的真实 YC 申请吗？

不是。Y Combinator 对提交的申请保密。这是重建版：使用 Easyplan 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Easyplan 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。

Easyplan 是哪个 YC 批次的？

Easyplan 是 Y Combinator Winter 2020 批次的成员。

谁创立了 Easyplan？

Easyplan 由 Sanjay Gandhi, Manisha Pandita 创立。

Easyplan 做什么？

An AI-driven investment app for beginner investors in India

如何阅读完整的重建申请？

创建免费的 Round Funded 账户。YC Insights 中包含 Easyplan 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。