Kosh YC 申请
Kosh 在 Winter 2020 批次的 Y Combinator 中作为一家 Fintech 公司进行过。以下是：公司做什么、谁创立了它，以及其 YC 申请，按照真实 YC 表格逐题重建。
- YC 批次
- Winter 2020
- 行业
- FintechCredit and Lending
- 团队规模
- 56
- 状态
- Active
- 已发布
- 2020
创始人
Sahil BansalFounder
Aayush GoelFounder
Kosh 做什么
Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.
Kosh 的 YC 申请，重建版
Y Combinator 申请
Kosh，Winter 2020 期。来自公开数据的真实申请问题解答。
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Kosh
Creating Microfinance 2.0
We built a digital lending platform serving India's blue-collar workers. Our product uses a joint liability model where social connections help assess creditworthiness and reduce risk. This lets us reach a large, underserved segment with more affordable credit while keeping acquisition and operational costs down.
We live in Gurugram, Haryana, India, and would continue to base the company here after YC.
We are based in Gurugram because India's blue-collar segment and digital lending opportunity are local to us. Staying close helps us understand our users and build trust in the communities we serve.
21 更多回答 在完整申请中
Founders, Progress, Idea, Equity, Curious, Batch Preference 包含在完整版中。创建免费账户即可在 YC Insights 中打开，紧邻每个其他 YC 批次。
常见问题解答
这是 Kosh 的真实 YC 申请吗？
不是。Y Combinator 对提交的申请保密。这是重建版：使用 Kosh 的公开数据（发布笔记、创始人背景、产品描述）回答真实的 YC 表格问题。它展示了像 Kosh 这样的公司会如何向 YC 自我介绍，而不是他们提交的文本。
Kosh 是哪个 YC 批次的？
Kosh 是 Y Combinator Winter 2020 批次的成员。
谁创立了 Kosh？
Kosh 由 Sahil Bansal, Aayush Goel 创立。
Kosh 做什么？
Creating Microfinance 2.0.
如何阅读完整的重建申请？
创建免费的 Round Funded 账户。YC Insights 中包含 Kosh 的完整 26 个问题的版本，以及其他所有 YC 批次的公司信息。
更多 YC 初创公司，例如 Kosh
